If we want someone to help us maximize tax savings for investments and retirement, what is the most appropriate service? Someone who files our taxes and gives tax-specific advice? Or is a general financial advisor better?

Tier1/2 ka mba karke kuch Faida Hoga kya? People in tech are earning almost close if not more. 2 Saal job chodke 20 lakh ka loan leke kuch milega kya in the long run?

Ab ye matbolo ke gyan milega, daru milega, bandi milegi..ye Saab hai.

Thoda advice do.
Asking since i have converted tier1 and 2 college

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Any recommendations for high div stocks with good balance sheets. I’m thinking these could be the best picks in this market with many growth stocks seemingly overvalued

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Current holdings are FUSE, FTOC, CCIV.

CCIV has been a roller coaster but today was amazing. Anyone else on this ride?

I just sold TCHB for a pretty decent 30%+ profit before it dropped today.

Anyone recommend any others for some DD? IPOF seems to be a hot topic this week but also keeping an eye on PRPB since it's one of the largest pre LOI SPACs and that could let them find a larger target than most others.

Best HYSA with a good account opening bonus?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Looking for what salary range is good for an Agency System and Quality Control Coordinator with 3 years experience using the system. They have listed the range as 34k to 57k but I feel this is low.

Lol, do you check your purse and shoes in under the plane or do you carry them on?

Hello guys is anyone living in chennai nearest to tril infopark tharamani? I am looking for a pg please do let me know if anyone vacancy is there

Anyone ever move from an internal role to one with external clients? I manage a learning function for a line of business and pondering the next move: industry, startup, consulting...

Anyone have a semi competitive men’s soccer league I can join?

Any views on RNIP program, is it worth considering it to move to canada

How can I get my foot in the door with Microsoft?

I’m starting in audit accounting in Charlotte, NC as an associate. What’s the best way to find out how much I should be looking for when it comes to salary?

Hi Fishes, Need your help.

I am an ETL Developer with 3 years of experience with Informatica powecenter & an overall IT experience of around 6 years(rest is support experience).

I am looking to make a Switch to another company as an ETL/BI Developer.

How much should I ask the recruiter, when they ask my Salary expectation (Current salary is around 9lpa)

Any CBd/hemp oil brands that has worked for you guys?

Last ADHD evaluation was during my adult life but too long ago. I never accepted Adderrall but now realize that I should try it. I knew people were abusing it but I didnt realize how hard the abusers

These recent lay offs have sent me into a tailspin of anxiety. I wake up in the middle of the night panicking. It was so sudden and absolutely blind sighting. The realization that no one is safe is terrifying. Anyone feel this way?

I've been working at this company for about 3.5 weeks now. Its been great so far.

We have an org chart in our dashboard ATS/HRIS and so I clicked on my first day buddies name just for fun.

I was able to see her entire employee file..even her address. I was really freaked out and I went to another profile and the same thing happened, I was able to see this person's emergency contact. Is this fucking normal? Should I say something and will I get in trouble for looking at a colleagues file?

Why do firms fire people with low but still profitable hours? I am in my first full year on track for pretty low hours (~1500) but the actual realized fees (after writedowns) are still double my yearly salary. Is it because firms know they could replace someone like me with an equivalent attorney who would bill more?

My firm’s holiday party is on a weekday after work. I can just wear what I’d normally wear to work for that day, right?

Hi, does anyone know / have experience on how big is the chance someone coming from Southeast Asian countries to work in the EU with the need of visa sponsorship arrangement?
Been applying for jobs in the EU but nothing good came out yet..
(Ps : I have experience working in Japan for a few years and did postgraduate study in Japan)
Thank you!

SPHR exam- has anyone ever been “randomly selected” for an application audit? This just happened to me and the sheer amount of effort that is going to go into collecting all the documents almost makes me not want to follow through. Since I didn’t finish undergrad, they’re asking for a copy of my high school diploma or transcript and that itself is going to be an absolute nightmare to get hold of. Guess I’m not really looking for a solution here, just venting.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Paid off my account debt!

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Any good wedding ring sources aside from Blue Nile?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Google stock to buy now or after the split?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k