I’m struggling to find advice on how to start investing that’s not US-centric. Are there any fellow Europeans (I’m nowadays based in the NL) here that have any good suggestions for where and how to start?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I recently switched job and joined another B4 firm. As part of the hiring I was promised with a sign on bonus. Now I have received the sign on bonus twice, in back to back paychecks. I know I have to somehow return the second bonus to the firm. Does anyone know how taxes work on this? As both the bonuses were tax deducted prior to deposit, when I return amount do I need to pay back the withheld taxes to the firm as well? Asking as the amount is big and don’t want to go in the IRS route. TIA.

Do big4s have any history of offering early retirement packages?

Are there actually mortgage lenders out there who will cover closing cost?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Comp comparison between DC and Manhattan? City cost of living tools online are all over the place

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

How do get cash flow rental properties in California? Every time I run the numbers, they do not work out, or the return is super low (1-3%). Is there a better strategy to REI in CA?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

Unlimited PTO seems like a trap, know anyone that has that benefit? Do they use more than 3-4 weeks anyways?

Hi Guys ,
I had my capgemini hr round cleared on 7th October , and on 8th October , she said she has sent mail for business approval ?
Job grade B2
YOE - 4.1
CTC offered - 14 Lac ( fixed )
Current CTC - 5 6 LAC
Skill - AWS Cloud + Python + Devops

My question is how many days does it takes to release offer letter ?
Is the salary offered good or should I try for more negotiation ?

Note :- LWD in my current company is 1ST Nov

Interviewing with Activision Blizzard. I have a one hour interview for Lead SDET. Anyone have any insight or tips for the interview?

🐠 what are your thoughts on diamond tipped bow ties compared to the classic squared off look? Have some black tie weddings coming up and need a new bow tie

Hey everyone, do you all know of any helpful resources or tools to manage projects? I’m working on four different projects right now and want to make sure I am meeting the needs of my stakeholders in a timely manner.

I am a CPA in the process of trying to switch to tech sales. I was in the process of trying to schedule a second interview with a tech company and got ghosted. Is this happening alot because of the recession? Should I keep following up?

What's the vibe at VMLYR chi?

Any “Dirty Money” fans here? Would love to find some similar shows

Anyone have experience with the new ADD medication Azstarys? Thoughts, opinions welcome. I’m curious to know how it might work compared to Adderall.

What are benefits of working with a content strategist on a project?

What are strong must-have traits of a good content strategist?

Trying to build a case for my agency to hire our first CS!

Hello Fishes,

Could you enlighten me about which role has more demand in market AWS developer or AWS Solutions architect?

Good morning!

Still trying to figure out this whole Fishbowl thing, so here goes my first post.

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Any input on employers is appreciated!

Would you switch careers for a 2nd time? I actually like what I do now 80% of the time, and I am really hesitant to switch again after all the work that I did to get here and the stability and benefits. Only reason I am considering it is because of the pay. I’m ok with the pay, but who wouldn’t like to make much more ?

Hi Guys ,
I wanted a suggestion
Current package 17+ 1.25 variable
YOE 6.7

I am asking for 26 lpa fixed and every company seems to be ok with it so shall I stretch it a little bit more or this is a fair game.

Don't want to regret later

Golf related help - Headed to Pebble Beach over thanksgiving and was trying to get a tee time at MPCC. Any members out there would be willing to call to introduce me so I can play unaccompanied? Supposedly only allow unaccompanied play now with a member introduction.

Networking ... 🙌 You have likely heard this since your day 1 at D. Doing good work isn’t enough at D. Connecting with the right people can make or break your career at the firm. How are you continuing to build your network considering the indefinite move to virtual / remote work?

Has anyone being promoted to AVP from Officer level ?
How much hike/ package is expected after promotion
Looking for experienced answer please suggest.

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Question if I max out my 401k does that mean my employer won’t contribute since I’ve hit the 19k limit or will they still match.

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

What is your preferred online brokerage and why?
I like TDA’s tools and research. Vanguard is best for ETFs/funds but stock tools are nonexistent. Robinhood? Why? Thanks!

Bought a house few months ago and have to pay PMI every month. What are the ways I can get rid of PMI?

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

The next $GME is DOGE.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Any tips on where I can invest 200k right now? Goal is long term wealth building and nothing much else. Country - US. Age - 26 (So I prefer to be agressive)

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Which app do you guys use to track your net worth?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work