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May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

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What are the best credit cards for travel points?

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Is it true that stocks bought and sold are visible in form16?

Been trying an abundance mindset. It's put me in debt.

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My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

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I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

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Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

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I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

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Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

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Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

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How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

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Does anyone here have a Tesla? Should I do it???...

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Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

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Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

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Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

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Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

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hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

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Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

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Has anyone tried Isagenix? Thoughts? Did it work?

Does anyone have any experience with General Motor’s HireVue process?

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Hello,

I got a letter from my apartment regarding unlawful detainer.

The apartment refused to take our rent for almost 4 months because it was paid in a personal check and not cashier’s check.

I have 5 days to respond, what should I do please?

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Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

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Any thoughts on initiative agency in Los Angeles?

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Hi! Would anyone at Ceros Inc be willing to answer questions about a remote position? It’s been over a week so interviews or hiring for it may have started. Thank you!

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Which PR is easier to get Canada or uk? Yoe- 5 domain - ux design education from India only.
Any companies sponsoring work visa in design domain?

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Shameless company plug, sorry y’all. But Morgan Stanley just rolled the FRM Experienced Professionals Program. This program is designed to recruit and develop diverse professionals regardless of whether they have a background in Finance or Risk Management. Lmk if you’re interested and I’ll make sure to forward you the information.

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I downloaded the offer letter of Capgemini from their portal but in offer , Capgemini logo is not there . Can anyone help is it fine ?

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Does google have office in Dubai? I am curious!

I had been working on a huge film for the past two years. I did the script, produced and directed. The company backing me is now defunct and so is my project alongside them. I'm so heartbroken, can anyone share any encouragement?

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Hello Fishes !
Anyone from SAP functional in the group?
Have some queries regarding the type of project VOIS have in Pune location .. Do we have implementation or support project?
What is the scope of learning opportunity and growth perspective?

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Can someone help me on what should one ask for B8 position for project management having 8 years of experience .

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Joined a call to hear “how’s my sql replication looking? Yeah,!I’m good.)

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Currently in ibanking as an associate and want to see if I can make the move to PE. Is the CAIA viewed favorably at all?

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Hi folks. Just collecting some info.
Please drop ur ctc if u r 6or7yoe as data engineer. How much u r getting and if u switching how much u r expecting. This will help the upcoming data engineer to negotiate better.

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Additional Posts in First Time Home Buyer

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

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Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

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What is the most difficult part of buying a home for the first time?

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Is buying fancy condos with high HOA(>$1k) worth it?

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Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

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Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

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What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

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My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Any recommendations for buying agents in Massachusetts?

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How much is 2k a month for a house payment? What size loan would I be able to get?

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I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

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With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

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Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

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What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

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Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

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Thinking about using my VA loan in a few years. Any advice?

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Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

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Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

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