My Fidelity 401k had a vesting period of 12 months but the employer was adding their contribution each cycle along with my deposit. I left the job after 8 months but the employer contribution is still sitting in my 401k but it does say my vested portion is lower. Anyone knows how it works?

Hi guys.
Can anyone please share company perks and monitory benefits and JPMC for software engineer

Anyone here refinance successfully with SOFI after I-140 was approved by I-485 is pending?

Preparing for an MBA towards Fall 2022 or 2023. How much roughly did you have in your savings/assets when you decided to apply for one? Not from finance/tech/consulting, so hard to gauge

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Is there anyone here who is a UX strategist? I’m looking to make a change from the healthcare industry to UX and I think strategy or research is where I’d like to land but would love to talk to someone currently in this field!

Buying a new house in the US and have no idea how to go about buying curtains and blinds. Can anyone help with their experience. Chicago based if that matters

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

How much money do you have saved up?😳

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

Looking to get suits in Bangkok next week - can anyone recommend a spot/describe the process (# of fittings, negotiations, etc.) they went through?

Hi Everyone,

I got placed in @Capgemini from my College as Analyst Differential Role with a CTC of 5.75LPA(5.5+25k). They told they would provide internship but I haven't received any communication as of now from them.

What certifications can I earn to increase my market value coming out of college? I’m graduating with a marketing and digital applications co-major and I have 2 HubSpot certs (Digital Advertising and Social Media Marketing) + relevant internships. I’m just trying really hard to get over 50K in Indianapolis (I sincerely can’t afford to accept anything lower) and being a new grad seems to REALLY be working against me no matter what I do. Help :(

How long does it take to get an offer letter once the mail offer is discussed and thru..I have been waiting for more than 10 days but there is no approx. TAT indication

Do you ever feel like no one would notice if you were gone?

Joining IBM in December. under 30% tax-slab.
How is my tax calculated, will IBM ask for my prev. comp Form16? (or my ctc is prorated for Dec,Jan,Feb,Mar)
at least for the 4 months of this FY I need full sal. in hand.
How to proceed. I wish my JB comes without tax deduction.

I received a mail from IBM to login in Candidate portal with your email id to see the offer letter. When I am trying to login it's giving error as invalid username.

how many employees got laid off from zs in recent days and which job profile has been affected the most?

Curious how much a senior writer can make in Orlando? Interviewing with Disney and I’d love to make it work. Also, any great calculators to compute what my NY salary would be in Orlando and vice versa?

When beginning a piece of literature, I first help the kids access the relevant culture. I have used web quests, but I have found that the kids researching their choice of topics and creating Slides containing information and pics results in more students participating. Recently they researched heraldry for the Medieval Era and reproduced either a family crest that they found or created their own personal crest. Anyone have other activities they use?

Just want to say that I've learned a lot in this bowl! Really grateful for people posting questions, do's and don'ts and for the community responding!

How much time takes to issue the offer letter in Schneider electric after HR round?

Very random- I need to buy my son a suit. 5’3, 120 lbs. Likely a very small sized men’s suit. He is not happy about wearing a suit so looking for a place to take him to try on lots of suits. Also not trying to spend a ton on a suit he will put grow in 6 months. Any suggestions? Best nordstroms rack in the Bay Area? Will drive!

H! DM me if any male fish are interesting in connecting. Also here’s the age old ice breaker ASL : 31,f,New York (:
Ideally from the New York area

Anyone else notice tech companies love hiring from banks? Anyone know why?

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

HYSA anyone recommends?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

How is everyone feeling about the market today? Buy? Sell? Wait?