Thoughts on VUSXX vs VMFXX to park cash during this volatility? Both pretty low expense mm funds yld @ ~5%. VMFXX invests largely in securities issued by the U.S. government or its agencies. It also invests in repurchase agreements with collateral backing of U.S. Treasuries or to a lesser extent mortgage-backed securities. VUSXX cautiously invests solely in U.S. Treasury obligations and repurchase agreements fully collateralized by U.S..? Both dollar-weighted avg. maturity of 60 days or less.

Hey guys.. Is chase private banking and jp Morgan investment banking good way for managing my investments? I'm looking to build a portfolio of mutual funds with 2-3 years horizon

FYI Amex offer for Allen Edmonds. Spend $300 get $90

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Have 20k, what’s a good small business to start with this fund? Serious question here

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Marcus HYSA rate cut down to 2.0% :(

Thoughts on SoFi bank?

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

Joining D soon as manager. Can we use Interactivebroker for stock trading?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

What are some of the perks offered by morgan stanley?
TIA

Hi , what do you guys think on salaries of IAM consultants in London, UK ?
For 7-8 yoe person - PAM expert.

At Deloitte, do people get compensate more on a specialist track vs the traditional consulting track? If so, by how much?

Managers and up - if an otherwise diligent senior says something stupid as an answer to your question or misses something very obvious, do you hold that against them?

Bi girl here doing online dating. I always get SO many matches with guys, but barely any with girls (I’m only looking for women too). Whys this happening - any thoughts?

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

Ex consultant, currently in industry. BCG HR contacted me for a role, process was a lil messy and unprofessional. Still waiting for the “exploratory chat” she was supposed to set up with the MDP since 2 weeks ago. Texted on whatsapp but no response. Normal?

Happy Halloween! Who says Financial Professionals are not creative? Share what you dressed up as for work today?

Does anyone know what a chief sonographer should make? Managing 15 employees and 4 locations?

How you guys are surving in EY. Its been 9 months no peace of mind. Counselors and SA are shouting at me, working with deadlines. I'm done with EY.

Anyone have success cold applying for VC roles and not in MBB? Just submitted an app last week and they should be reaching out this week, but I’m not sure how long to wait before giving up…

Are initial law firm consultations usually free? I’m on H1B and wanted to schedule an initial consultation with an immigration lawyer to discuss some GC options (outside of employment based) and was told I’d have to pay $200 for a consultation (45 mins session).

Am I being cheap for not wanting to pay that or are there firms out there that offer free consultations?

Has your life improved by not watching news channels?
I do watch the news, but I limited myself to not more than 20 minutes a week. Have you heard about someone doing the same thing?

#HomeOfficeSetup

Guys, Suggest a good external web cam for the office meetings?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

Suggestions to save for MBA apart from 529?

Marcus HYSA rate cut down to 2.0% :(

Thoughts on SoFi bank?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

I’m 25 in the 32% tax bracket. My split is currently 2/3 Roth 1/3 Traditional. My age was the driving factor. Is this bad?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

What stocks are you betting on for 2018?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Amex Gold or Chase sapphire preferred? I'm trying to decided what credit card to get. Let me add, I'll get $150 statement credit since I have an amex card with my job.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is DIDI good to hold? If No, which would you pick instead?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.