Wait for mortgage rates to drop further or lock in today for home purchase at 3.25? Any thoughts? Closing in about a month.

Incoming BA - any advice/links on the math for the best credit card for personal use?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

I am curious how Onesource Income tax stacks up against it's competition.

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

What do you think on buying JPM, WFC, C now?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

How long does it take to get ofc Laptop after DOJ?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Has anyone here used New Western to buy real estate deals?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Any good mf with less tracking error to invest in us equity.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Hi what all we need to do before joining ? I have taken the print out of all the forms that we need to submit but do we need to mail them to someone or do we need to submit the hard copy of that.

Ladies would you take dinner and shoes from me?

How will covid impact commercial space downtown? What is the future of commercial space? I personally prefer to work in office, but I’m sure organizations are starting to see how much $$ can be saved

What salary to expect with TCS HR for 2.9 YOE in plsql development.
CCTC-3.2LPA
Offer in hand-6.3LPA

How does partner comp compare across bain and bcg?

Can we consider cars from the 90s to be classics?

Sub question: what's your favorite 90s-era car? Extra points for pics.

My favorite coworker is Max, he's a grizzled tomcat we tended to (and neutered, of course) after he was hit by a car, and he's lived at our vet clinic for almost 3 years. He makes everyone’s day and people stop in just to see him

Anyone in Austin tomorrow for USGP?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Anyone here familiar with the medical records field reviewer positions at Change Healthcare? Looking to get a little more info on schedule, workload, and pay specifically. TIA!

I am RTL design engineer at Qualcomm with YOE 3.5 and this AR cycle I'm expecting promotion as Senior design engineer.
For Bangalore location, What market correction I should expect and what should be the base salary after promotion? What is the general hike?

Hi guys.. would like to know what's the probability to get selected in H1B lottery?

I have an offer from another company with 30 lpa and current company offering H1 nomination next year with 98k usd.. need some suggestions.

Yoe - 13 years

Does anyone know a good Laptop for $1100 that would have the following specifications: Intel I5 10th Gen, processor, 512GB SSD, 16 GB RAM with Windows pro, with at least a year of warranty?

Why doesn't my wife get that it's just me and the great dane now. She making this awkward wanting some room in the bed.

What’s the best agency for social media/influencer marketing? Looking for a change!

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What do you think on buying JPM, WFC, C now?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

My company matches 3%. Is that low or on par?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Is BRK-B a buy right now?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.