What’s the cheapest kind of loan I should look for if it’s my first time buying CRE?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

How do y’ll save money on taxes? Other than obvious routes like 401k.

How to know the GGID for checking final settlement payslip

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Do I need to sell cash sitting in my fidelity core position to be able to use that?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

How long does it take to get ofc Laptop after DOJ?

what's the big deal with all cash home buyers ? this is who we're competing against and I don't get it if all things being equal, it's still the same amount of money. my husband and I are getting outbid on homes for the same offer amount solely because the buyers are paying cash. What am I missing other than the sellers are getting their money faster?

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

I regret only buying 1 ethereum when it was about $1500. I bought Tesla shares for another $1500 instead of buying 2 ethereum shares due to fear 😢

Hey everyone, I was recently laid off from Meta. I am a senior technical recruiter, who also served 20 years in the military. I am looking for new positions working in San Diego or remotely. Any help would be much appreciated. Thank you so much.

35M. Friend zoned after one date. What am I doing wrong? I met her at a baby shower. We talked/text regular for about a month or so because I was traveling for work. Finally went on a date about two weeks ago, a week after I told her I like her and said she never thought about us being romantic. Today I got the official friend zoned text.

I think it's the one in New York

Hi All,

I would like to know the process of PF withdrawal in CTS, please help.

What are the best consulting firms for digital marketing?

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

I recently passed the CFE and was looking into the CAMS next. Any suggestions on how to best prepare for the CAMS? I’ve been mostly reviewing the index cards that come with the prep material.

I wouldn’t even mind the hours of this job if people were kinder.

Can someone please tell me how the work life balance in Nielseniq ?

My technology is Oracle apps technical with 9+ yrs of exp.
I have 3 offers please suggest which one i choose .
Current ctcs in IBM 11Lpa
TCS 19.5 Lpa ( including fixed + variable+ retention bonus)
Cognizant 18.7 (18fixed)
Wipro 20 (17 fixed + 3v)

At McK does integrative = generalist? Or are practice aligned consultants also integrative

Hi Fishes,
I'm currently looking for a job change in UX field.
I have 2yrs of relevant experience. If anyone can refer me that would be of great help

Thanks in advance 🙂

Just got an offer for a Cyber manager role in Deloitte based out of Toronto. Transferring from US as M2. HR setup time to talk salary expectations. Any feedback on salary range for cyber Ms in Toronto?

BONUS. What’s amount bonus do you get, and how often? Including bonus structure (ex for meeting billable hours), firm/boss randomly bonuses you, Christmas bonus, etc)

SAP program management background, certified in MM module but it’s been years. Is it worth to stay in SAP or I should just pursue PGM position in industry, SAP or not?

What's the best form of compensation to ask for and why?

My employers' CEO just announced that they just received $7 million from investors. He wants to use that money to offer incentives to employees that hussle and drive more revenue for the company. We're not sure what those incentives look like yet, but here are some post-announcement rumors from my co-workers:

Cash bonuses, raises, profit-sharing, company equity, 401k match, etc.

Hi,
Currently I'm working as Server administrator for 3 years, I want switch my job for better opportunity and salary hike if any opening is three plz consider my profile, and plz suggest me some skill set for my career growth .

Hi fishes,

As per my Offer letter there is component is Engagement PB.
Will this i get monthly ?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Any Property Management recs in Seattle area? :(

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Has anyone here used New Western to buy real estate deals?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Any one knows what’s the easiest way to order a radon test for new construction?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)