I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

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You are hiring a Sales Assistant, 5 days a week, 10-3PM. 25 hours. Small office, two of us (advisors). Suburban major metro area, no benefits. How do you pay her/him. hourly? salary? And how much?

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What's the cost for a small business Ameriprise 401k solution? It's a new plan for 5 employees.

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Having been prospecting business owners for some time now, I am asked about 401k plans quite often. I am curious how you are managing the assets...do you offer a menu of investment options?

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What's the most profitable way to prospect physicians? I pulled up my providers from my health insurance in the area and there are 3,115 within a short distance. Should I go to the doctor more often?

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My wife is due this year. California pays 6 weeks of “disability” for paternity leave. Has anyone who works for Wells figured out a way to take time off, collect commissions and disability benefits?

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55 year old client retiring early and all assets in 401k and Pension. Best way to take income without paying pre 59.5 penalty????

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How to become a morning person? I see a lot of benefits but doesnat come to me naturally. Tips?

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Client needed insurance as part of FP we did in Jan. Has dodged all calls and emails since then and refused to do med exam. Emailed just now to ask how he's doing and to review his work benefits...

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Anyone serve on a pension board for a police or fire department? Meetings look to be quarterly and this board also determines pension benefits regarding disability approval, investment decisions, etc.

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Social Networking came through today. Just got a corp directory and 401k investment line up from a college friend because I asked him on LinkedIn

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New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

For my Raymond James friends--how did you decide between W2 and 1099 channel? What were the main benefits that swayed you to which side? Was it the right move?

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It seems to me that there is a big push to go Indy these days. What are the major benefits of going that route?

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I run into a lot of Feds and I always hear: I'm here cuz of the pension, benefits and I don't have to work that hard because it's almost impossible to be fired. This really irks me

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Anybody know if one can BOR a Paychex 401k plan? I am currently BOR at ML, looking to leave, and wondering if I can pick this back up on the other (Indy BD separate from my RIA) side.

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Does anyone have any recent experience with Vanguard 401k Plans? I am interested in knowing the pro's and con's of using them as a provider. The plan size is 6mil, and 194 participants.

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I'm amassing a list of my clients' 401k's and other employer retirement accounts and would like to do some In-Service Non-Hardship withdrawals. Is there a list of employers allowing it?

likehelpful

Hive mind: I've a client with a 401k that's in theory moveable because of a company buyout. However, the client has a 401k loan outstanding. Is this still moveable?

likehelpful

Anyone know of a source to look up various 401K plans and see if these are allowed for a particular employer? I've just been calling HR, and am looking for a way to speed up the process.

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Parents, who both are working - after maternity leave (3 to 4 months) who is taking care of your child? Childcare or parents? How much do you pay for childcare per week?

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Anyone have any go to sources for healthcare costs in retirement? Total planning Suite doesn’t have that function built in their planning software. Can’t ignore that huge cost in retirement!

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Any Wells Fargo advisors here? Ii need to do an in kind transfer of securities from a 401k. Is there a form I need for that or is it done over the phone? People at 800 number seemed confused by this

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Has anyone had success in targeting people whose 401k plans allow for in-service distributions? Any other ideas?

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About to get back hard on prospecting for 401K plans. For the guys that do, what's your typical script/pitch?

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Anyone have any good educational materials for participants in a 401k that you provide education for? Thanks

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Working an expo / benefits fair: what have you done that has worked in getting people to your table, and peaking their interest in an appointment? (Details continued in post)

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What are your personal financial milestones? Whether it be achieving a certain annual salary or maxing out your 401k contribution annually, etc.

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Curious about benefits for working parents - what do firms offer that you appreciate, what do you wish they offered? (Limited travel, longer maternity leave, etc.)

likehelpful

Any advice on how to approach 401k plans when they have a history of corrective distributions? What works best?

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Does anyone care to share what EJ pays their assistants? What types of benefits do they receive?

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What % do you all contribute to your 401k? (age, and level as well)

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3 years out of school. $30k in student debt at 4.2% fixed. Making enough money to max out 401k and IRA and save on top of that. Thoughts on paying off my debt fully or investing elsewhere?

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I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

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Feeling major �impostor syndrome� lately and that I�ll never progress in my role like some of my coworkers. I had a baby this year and feel like my maternity leave set me even further back.

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Preferred vendors for RIA?:
CRM
Fintech
Performance reporting
Compliance
Payroll/Benefits
Others I'm missing?

Any helpful templates or resources for someone going indyRIA?

Thanks!

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Is anyone aware of a good TPA that works with pooled 401k plans? Have a prospect that is interested in making a change to their current participant directed plan.

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Who works with nonprofits? Have a chance to set up a pseudo-endowment (all the benefits, none of the withdrawal restrictions) and I’d like to know what you’d charge on 500k - 3mm.

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How are you guys preparing for next year? I'm thinking of of using Facebook ads to generate seminar invites in hopes of replacing mailing. Doesn't cost much to try and see if I get any benefits

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I’m paying $1600 a mos for my benefits and that’s with a $9k family deductible. Is that what you are paying too?

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Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

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Does the IRS $61,000 total contribution limit include IRA contributions? Or just 401k (employer, employee before tax or Roth, and after-tax)?

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Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

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I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

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I need to get married to spread my health insurance plan. It’s that good.

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🐟 without dependents, what % of your monthly income do you save and what % do you contribute to 401k.

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I've offers from tiger & fractal
Yoe: 9 years
Role:
Tiger: manager
Fractal: senior consultant
Difference:
1 Tiger offers 4 lakhs more than fractal
2 Role in fractal matches my current role. Whereas the role is tiger in 2 level above current role & i need to boot up for the bigger responsibility which I'm a little worried about being new co
3 Insurance benefits are good in fractal.
Barring salary difference help me choose which is better w.r.t wlb,job security,benifits, growth,culture,learning

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Hello, I've been working as a Healthcare Consultant for over 4 years now & I am currently a Consulting Manager near the Philadelphia area seeking an opportunity in NYC. Anyone know anything avail?

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Between two offers, "Associate Principal" for m&a consulting in the Healthcare industry vs a Director at a F300 company doing M&A and Partnerships. Consulting pays about 50k more. What does the future look like in consulting? I am a bit nervous jumping from from "industry side" to the "consulting side".

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How long have those who have been looking for a job been looking? No luck here.

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For a Mid-senior level associate lateraling out of a big market to a small-medium market, what is the best way to ask and receive info on partner compensation to compare long-term opportunities?

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Dry cleaner ruined the zipper on two identical cashmere sweaters. What should I expect in terms of a fix? They offered to sew on a cheap looking zipper, which would ruin the sweater in my opinion

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With the way the economy seems to be going/progressing, what do you see as the future of fintech? How will it be impacted by a potential economic downturn?

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Cctc- 17lpa

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Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

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Sharing some positive vibes! After getting a massage and a haircut, I felt so much better !!! Making small changes everyday!

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Let’s get their together.

Post Photo
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Looking for an entry level non exempt positions. I've been in and out of both food service and retail for years. I know what I'm worth and I know how strong my work ethic is. I do not enjoy having carrots dangling out of reach, preventing me from furthering my career. Seems all this 20 something year olds are getting what I feel I do deserve (no ego). I'm fairly experienced in management and am willing to learn more.

Thank you.

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Can someone let me know about any good and MARA certified Australian PR agents in Delhi ?

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Question: I have a client who started a restaurant. He leased the land and bought shipping containers where he spent money contracting out to turn them into bars. I’m having a tough time determining how to depreciate this! First thought was leasehold but he’s not making improvements to a structure...he owns the structure! But nonresidential real estate at 27.5 years doesn’t make sense either as it’s not a brick and mortar building. Curious on others thoughts! TIA

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Can someone please brief about the health insurance scheme Cognizant provides for its employees and dependants? How much do we need to pay to upgrade it and what are the highest sum assured that is provided?
Cognizant

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Hi everyone,
Does the gap of one month will affect job opportunities or interview calls for IT jobs especially in current market scene?

Whenever i have a big deadline, my body goes into a panic mode where my energy immediately goes to figuring out how I’ll get something done well and on time. Outwardly, I don’t seem stressed so no one notices but actually I usually feel like I have a cold: fatigue, headache, sore throat, sinus infection. When a task is done, i stop feeling like crap. It’s been like this since law school. Any tips on managing stress or moving towards doing good work without my body shutting down lol?

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Do companies sometimes offer "gifts of appreciation" if you're not selected for a merit increase? My manager randomly called me to let me know I was chosen for the "gift" this year bc of my "hard work & dedication", except now I'm learning other colleagues are receiving actual merits.
I mean it's possible that I may receive a merit, but I feel like I won't considering my manager never brought it up & the dept update made it sound like those receiving it should know by now.
More details below ⬇️

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