Does anyone have the SoFi HYSA? How has your experience been with them? Their $250 cash-bonus plus 3.25% APY looks incredible. Are there any better offers than this at the moment? I know some offer higher rates but that $250 goes a long way.

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I got one recently. I love it. Moved all my money and my investment account, got $50 for doing that. Their credit card gives 3% cash back if the bank you attached has direct deposit to get the 250.

Anyways, if you want a referral so we both get more money, let me know

If you want to maximize return put your money into a money market account (it’s virtually the same as a HYSA in terms of liquidity) you will get closer to 4.0% and depending on what the fed does this afternoon you may be getting over 4.0% soon. No bonus or anything though.

Sofi is amazing! If you want I can send you a referral because I think you get a larger bonus if I refer you.

Their savings account is super nice because it is really easy to transfer money between savings and checking. Also the checking account has a high yield as well.

2.5 vs 3.25

I just treat the checking like a savings. All my autopay is out of there

I’m getting the same through E*Trade (Morgan Stanley account) and originally it was 2.5 a few months ago but they’ve increased it to 3.25 and will probably keep increasing with more hikes. I do my investment account through them so this was really easy for me

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