Ending 2025 with a 788k net worth taking into account a 1 year emergency fund, HSA, 401k and brokerage account. SINK. 38. No debt. FEELS GREAT! To 2026! 🎉🎉🎉🎉🎉

Can we upload yearly bill now for broadband reimbursement ?

Hi! I’m currently CoS to the CEO for a PE backed healthcare company. I currently make $140K + $25K bonus. I was CoS for 1.5 year at a nonprofit before joining this company, and have been at my current company for 1.5 years for a total of 3 years of CoS experience. I’m up for a raise this month, and curious what some of you are making for ballpark? I’m also on a COO path at my current company and was wondering if anyone else is also on that trajectory and if you have any tips? Thanks!

Hello folks,

I am new to fishbowl and recently got an offer from Publicis Sapient for a senior associate. They are offering $136k with unlimited pto benefits. As I am from the industry and haven't heard about this company before, I would like some comments or thoughts about working for this company? How do they invest in their employees (like pay raise, promotions, etc)?

How much is “market” comp for a 5th year, general civil lit, AmLaw 200 defense firm with usual benefits (health, dental, 401k match up to 6%). I’m LA based. TIA

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Hi all I’m a certified Project manager and Scrum Master with 8+ years of healthcare experience and 3 plus years in Tech as a product manager with some 5 years in service designing. I really need a well compensating remote evening/ night shift position pls can anyone help or refer me? Thank you!

New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

Can any healthcare bankers with experience in dealing with Canadian Healthcare system shed some light on why the system is inefficient and why it takes so long to see a specialist?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Any Healthcare Management members who are non clinical support in this group?

Partners, what is your magic number (in terms of dollars in the bank), after which you intend to retire?

Is there anyone here who is a UX strategist? I’m looking to make a change from the healthcare industry to UX and I think strategy or research is where I’d like to land but would love to talk to someone currently in this field!

Hey there, new and curious fish. Are you considering a position in pharma? Worried about how creative you can be? Thinking if the salary is worth it? Ask your questions about entering the world of healthcare advertising here and we’ll answer.

Hi, I was curious if anyone had any jobs or companies that had a position with a mix of consulting/healthcare/pharmaceutical. I currently work in clinical operations and research, and would love to jump or learn into a tech side company with pharmaceutical exposure. Not sure if these are out there but figured I’d see!

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

Any suggestions for a 3-4 days trip during year end /Christmas? 

If you’ve just turned SA2 in audit but you have an option to do PwC CF in SE Asia, would you take it ? Or try and stick it out in London Audit for another year or two to try and eventually make the move?

Anyone know of any great articles or advice for building a multi-sided platform at the beginning of that platform’s life? I’m building a video platform for education (user-generated chunks, kind of like YouTube or TikTok but specific to education vertical) and I’m thinking about early strategy for content acquisition, would love to hear what other entrepreneurs have done. Both strategic and tactical resources appreciated!
#startup #marketplace #UGC #education #learning #strategy

Which city would you recommend for single men in late 20s trying to find good opportunities in career & dating? Leaning more towards to NYC but not planning to live in Manhattan due to the high rent so I am not sure that would be okay. Also don't want to drive that much.

I have 3 years experience being an account manager in a large brokerage. I got promoted to be a supervisor to a small team of account managers and started at $77k and have now increased to $83k 6 months later. Does this sound fair based on my 4 years experience in the field or am I underselling myself?

Did anyone else make the move here from the US? Thoughts so far?

Hey everyone, I'm in the process of searching for a new sales or account management role particularly focused on mid-size or enterprise B2B sales positions and I’m also open to relocating. My back ground includes; 3+ years of quota carrying experience with a focus on consultative/ solution-based enterprise sales.

If anyone is currently hiring for a position within their company or is able to offer a referral. I would appreciate any help!

Just looked up a firm a recruiter told me about. I would be the only Latino on the roster and among the few that didn’t go to an Ivy League or top 20 law school. I don’t even know if I should bother applying...

Could filing an EEOC complaint against an accounting firm become an independence issue if you were later offered a financial reporting role at an audit client of theirs?

How's the role SENIOR TECHNICAL Specialist-PRODUCT Owner at AT&T, please explain the interview expectations if possible

Hello fishes have an interview scheduled for power programmer for Microsoft Azure .net technology. In the mail it has been mentioned the interview would have coding, so will that be technology based coding questions or DSA programs ?

35 / F / SF / 115k+

My ECD keeps changing our work before it goes to client and it's cost us making good work. Our books are suffering because he can't get his hands off the tools. Our books are only full of spec now.

I need one season long series that I can start and finish today stuffing myself with Popeye and smoking joints. Something like Chernobyl, The Terror etc. thanks in advance!

Does anyone have any recs on how to find scholarships for executive programs?

Fishes, is 110K for Senior 3 consultant an average offer?

What are everyone’s offers from consulting firms from fall recruitment?

Hi Everyone,
I need your views and suggestions. I have two doubts:
1. Is it fair to leave an organisation (big brand) after a year as the environment is real toxic and there’s no career growth as well in terms of good work.
2. If I have to make a switch do I really have to target big brands only or can try for medium and small size companies too.

Anyone who has started up a side hustle whilst working in consulting - is it generally a good idea to let your employer know or will they make your life difficult/try to push you out if they know?

(Context - I need the extra income to have a shot at affording grad school, I work for a small boutique, job contract was ambiguous on the issue. Side hustle is selling stuff I make as a hobby on Amazon)

Thanks!

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

What stocks are you guy guys buying right now in this market?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Today I am 28! Any advice you wish you had at my age?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

What’s the meaning of life before FIRE and after FIRE?

Best long term investment strategy against inflation to get to a large nest in for retirement?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Anyone investing in index annuities? Can someone explain why this is beneficial?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂