{ "media_type": "text", "post_content": "Joining Deloitte after college and their benefits include a 25 cents match on the dollar. Is it just me or is that pretty bad by industry standards?", "post_id": "581942f255f8040e000e6edc", "reply_count": 43, "vote_count": 16, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }

Joining Deloitte after college and their benefits include a 25 cents match on the dollar. Is it just me or is that pretty bad by industry standards?

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Lmfao no one even mentioned the shit part yet. It vests over 4 years. After one year it's 20%, 2 it's 40, 3 is 60, 4 is 100. So let's just make math easy and say you make 100k, contribute 6%, Deloitte gives you $1.5k. You leave after 1 year, and you keep $300 of it and they take back $1200. After 2 years it'd be $3k but you walk away with $1200 and they take back $1800.

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D7, high deductible plans are still cheaper even if you hit the max out of pocket if you consider the $1k Deloitte contribution. If you chart total medical expenses vs out of pocket there is like a $100 span where the Aetna plan is cheaper by a few dollars, otherwise the UHC high deductible is the cheapest across the board.

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Standard for all big 4. Bad by industry standard

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In theory made up for by the pension.

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Accenture has dollar per dollar! Sucks for big 4 ;)

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25 cents and they only fund it once at the end of the year, not matching throughout. So much for letting returns compound effectively...

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100% match up to 6% at ACN.

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Annual match is better than monthly if you're maxing your 401k... otherwise, it's not like those 6 months are going to make a big difference in retirement.

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You'll more than make up for it with all of the other benefits.

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25 cents only on 6% also

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K does 50% up to 5%

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12% automatically here 👀

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Well that was a fail. Meant to post under mck

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Nope, no pension unfortunately since we're public. But get ESPPs instead

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ACN does 100 % of 6% match every Month . The catch is the first year there is no company match .

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I'm at mckinsey. We get 12% automatically, no contribution required to get it.

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Yeah, same for PwC

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I see. That's what I am trying to decide. Have a couple of offers from tech companies which pay a lot more money but I know that all the hidden perks of consulting and the fast growth equals it out or surpasses it in the future.

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They hold the pension over our heads

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Ey is now moving to matching monthly

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Seems like kpmg is good here now: 50% match 😄 upto 5% though.

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Related Posts

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When my maternity leave is the only "real" vacation I've had in years

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Happy that the stock market is falling apart so my 401k matching can more cheap S&P 500 shares

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One of the benefits of status getting on early to watch the overhead shenanigans. 😂

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Just curious: does your firm offer reimbursement of gym memberships as part of the employee benefits? If so, how much? #HotelGymHasNoWeights 🙁

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What cities actually got the raised per diem?

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So those "free" FibBits we got earlier in the year, weren't actually free. Fucking imputed benefits fucking tax. $67 out of my paycheck.

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Anyone here know about the SHL? Friend of mine applied to MBB Healthcare Analytics practice and has been asked to take this test. Thanks in advance

Laid off at PwC. Is there a point in applying to Deloitte? Looking for healthcare consulting, not sure how other firms are faring in that sector

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ACN folks, does anyone know how to link our 401k account into Personal Capital? Or if it's even possible?

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Does ACN offer reimbursement for gym memberships and such? I know Deloitte will pay for 50%...where could I find out about ACNs?

What's the difference between Roth 401k and Roth IRA?

With your current salary and expenses, how much are you saving monthly (not 401k)?

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When traveling, are you allowed to charge through meals on your personal card then expense back full per diem rate at every B4? Heard some firms require you to put through actuals.

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paternity leave is over. Not looking forward to going back to work. Happy to still have a project to go back to though!

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myTE seriously needs to have a checkbox for Airport Drinks for per diem expenses.

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We need to change our Managing Director titles to something else. MD actually means something at a healthcare client.

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What's the 401k rule at PwC if you leave before completing 5 years? Do you not get employer contribution at all or just some % of it?

Does an Apple Watch count as a fitness activity tracker for reimbursement?

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What is the 401k match % for the various firms. Heard Accenture matches 100%!!?

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Additional Posts

Ahh it is posting but into middle of feed as opposed to top.

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Still not seeing location in the post window when turning it off.

How many first year analysts here started as interns? What did you guys do to get those jobs?

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Not crashing anymore.

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Post for tests 2

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Posting from the top side.

How does this sound?

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Comment on this to test rereply notif

test post from test

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Someone asked me to guess what consulting firm they worked for today... #dafuq

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Exit opportunities for roles in EY's Operational Transaction Services or PwC's Delivering Deal Value?

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Being as objective as you can, how many hours of work do you feel you actually do in a day? Minus any lunch break, scrolling social media etc. Given in many firms people are working 10-12 hour days I'm curious how efficiently people actually are when I've always seen studies over the years say people actually do about 3-4 hours of work in a 9-5 job with the rest being lunch, making coffee, chatting etc.

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I asked this question when Covid first hit and people thought the virus was nothing / nbd. How we feeling about monkey virus?

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How many of you lived with a roommate(s) right after college (while working in consulting? Is it a common thing among co-workers?

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Anyone in Columbus tonight??

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Best men's anti-perspirant deodorant?

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