Looking to close on my first home next month. Curious, what interest rates are people seeing and for what time frames?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Does EY let you keep Amex rewards points?

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Has anyone taken on side gigs here? In transactional real estate and could really use the extra money. I’m in-house and drowning in bills. Where did you post and what kind of insurance did you get?

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Are we on recession? My portfolio is super down - low cost ETF investor here

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Well, I can admit idk what the heck I’m doing! But in my search for an open bowl for Atlantans, I came up short.

With such a city full of opportunity (and potholes, hello), I wanted to find and create a space for business professionals to network and share connections.

Invite your peers/friends. Share a little about yourself and what you do in Atlanta? Are you a native? After being here 10 years, am I allowed to answer “I’m from Atlanta” yet? - I don’t.

Cheers and be well!

How many of you are in an interracial relationship? And what are yours and your partner's ethnicities?Just wanted to do a quick poll :)

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Hey
Anyone know the role of Research Analyst in S&P Global?
And work environment??

I can’t anymore I can’t 😭

Is investment accounting a good career path? Looking for any insight to the role, career progression, exit ops, etc. I got the opportunity to work at a very well known wealth asset management company as an investment accountant. I do enjoy finance as well. Pay is very good so I’m wondering if I should take the opportunity?

How to ask Salary Hike to my Manager, How should i lead the conversation? Will it impact anything (promotion etc.). Please guide me as I am fresher and this is my 1st company.

What would you say are the best combination of skills for software engineering now?

I got rejected after interview for a position in Shell. When can i reapply for the same position.

What if Elon Musk replaces Rajesh Gopinathan as the CEO of TCS?
All the useless managers will be fired?

What are exits for tech transfer? Have an opportunity, but idk if I want to work for university commercialization offices for the rest of my life

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Tumi Store in Mcnamara Terminal (DTW) is closing everything is 20% off.

Partners - Do you ever take vacations?

I have been at my current firm for about 1.5 years, and in that entire time the partner in my group hasn't been out of the office a single time. Is that normal? I can't tell if it's standard for big law partners to not take time off, if the dynamics for my group may be different (only 1 partner in the entire group), or it the partner I work with is just a masochist.

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

What is the most difficult part of buying a home for the first time?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Thinking about using my VA loan in a few years. Any advice?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

How much is 2k a month for a house payment? What size loan would I be able to get?

I'd like to buy, but the market is absolutely atrocious currently

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Is buying fancy condos with high HOA(>$1k) worth it?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?