Recently realized that EY 401k isn't fully vested for 5 years and employer match starts at 1 year of service (even then you only get 25% match until 4 years). What are the policies at other firms?

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M1, where are you a manager?

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Don’t forget about the free 4K you get too

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likeupliftinghelpful

100% match up to 6%. Match begins immediately, fully vested after 1 year

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I'm with D1 on this...

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What does Fully Vested mean ?

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OP - that’s very much inline with most corporate plans. You’ll find some better versions in consulting though. You also get double (or more) the parental leave that I do

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Manager 1 - meaning that if you were to quit after year 1, you can take the match (free money) with you

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Accenture 1 is wrong. You don’t start matching until after your first year and you vest after 2 at Accenture

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Backed when I joined 6 yeare ago we got what A1 said. 100% up to 6%, 1 year fully vested. That may have changed for new joiners in recent years. I've also heard its different depending on your DTE.

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Ours is 25% up to 6%. Pretty shitty so we have a defined contribution pension plan for us peasants to make up for it.

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Really D1 ? 🙄

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Huron is same as ACN

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Then Huron is the same as ACN1 thinks Accenture is

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Partner 1- “subject to vesting” when is that $4k officially yours?

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Still curious to know where Manager 1 is employed. When did they institute the 4k contribution? Same time as all the pension changes couple years back?

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Welp I’m staying for 5 years then

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50% match up to 6% of comp, fully vested immediately


Here’s the kicker... Cognizant 401k plan isn’t qualified via HCE non HCE participation, so we’re capped at $5500 in contributions.

😵🔫

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SM1, it was true for me when I came in some years back. It's possible that it has changed since then, I know some of our other benefits have

Then Huron is the same as when ACN1 joined Accenture

EY1, I believe it’s when you’re fully vested but I honestly don’t remember. If you go to our policy site, it spells it out there, so definitely check.

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