We just paid off my spouses law school loans. All $265k of it. Posting to share our relief and pain all at the same time 😅 Sending good vibes to all others who may be on track to paying off this burden… IT👏🏽IS👏🏽NOT👏🏽FUN👏🏽

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Best place to find blockchain savvy angel investors?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Saving for a home. Should I save my money in a CD or savings account?

Which credit card do you think is the best for ME consultants?

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

FIRE - What is your total net worth so far? What's your profile?

Any story to share if you are caught knowingly or unknowingly trading on a non approved broker platform for stocks

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

What is a reasonable rent increase %

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Fav intl ETFs?

Hi! I am not YET retired but these are trying times. I am in bed with the Utah Returemtn System and would love any words of encouragement or light at the end of the tunnel l? Retirement eligible in 7 years but don’t want to draw on my state retirement until 62 or 65(to Max my benefits!) it’s so hard an scary! Not sure I’ll make it. Worried about healthcare and leaving money on the table.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

Any firms in London hiring US qualified associates into their capital markets practice?

What's the point of all this research if nobody ever reads it?

Dear BDOers, what is the process of transferring between different office in BDO. If I don’t know anyone from the office I want to transfer. Should I just applied the job position on the regular website ?

My team is in need of an experienced senior accountant. With inflation and the job market taken into consideration, wanted to get some insight regarding the salary range in the NYC area.

BCG fishes: If you make a temporary transfer to another office for 12-24 months, will your salary (& taxes) come from the home office or the office that you transferred to?

Sucks when you have a bye week :(

Is DC generally more or less safe than Manhattan or Brooklyn?

I’m scheduled for my PMP test in November. Is signing up for the PMI Study Hall prep plan recommended? What other study methods do you recommend to help with passing the test?

Persistent offer letter has huge component of Other Bonus, In my case it's around 8 lakh rupees... Anyone working at Persistent can tell?? If this is paid 100%(in monthly salary) or there are some terms and conditions around this?? Persistent Systems Limited

Best place to find blockchain savvy angel investors?

could anyone refer me for data engineer gcp bigdata informatica yoe 13

Any recommendations on where I should get space cakes in Amsterdam?

Has anyone tried AdvisoryCloud ?? Is it worth it ??

Another salesman told a client their ad campaign would be ready next week. Today our supervisor told me to help him, but he has hardly even started the work. Is there any way for me to point this out without feeling like a jerk

Who here has any advice on how to get into marketing at age 40?

If your job declines you a raise and cut your hours and I’m the only employee who hours are getting cut is there anything I can do

Is Citi a dysfunctional organization, true or false?

Any good wedding ring sources aside from Blue Nile?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Paid off my account debt!

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What does 401k mean?

Have about 5k to invest - should I do FXAIX or FSKAX?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Google stock to buy now or after the split?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?