How’s this emergency fund look to you all: 10K Vanguard MM; 10K Vanguard Total Bond Index; 10K Vanguard Dividend Growth. ($5K monthly expenses)
Any strategies to minimize the tax bill from investments? Certain non-US ETFs and Bond ETFs are kicking out non-qualified dividends taxed at ordinary rates. Ended up with $11k tax bill for 2019 year.
Anyone find it hard to maintain friendships with people who are also depressed? Having depression in common forms a bond and understanding, but later breaks due to each person projecting their issues.
Currently holding VOO, VXUS, and QQQ. What other ETFs would be good to look at? 28 and single, so haven’t included bond ETFs, should I consider those? Or closer to 40 is when I can start getting safe?
Mainly invested in VTI and VOO. Vanguard recommends ‘total int’l bond’ and ‘total bond market’ ETFs along with ‘total int’l stock’ (VXUS) ETF for diversification. Is it a good rec?