Can we all recognize most of us are privileged? If you want to make a difference, even small, I'll give you easiest one you can. Donate $100 to your cities bond fund. We all can afford it. Many cant
I don’t understand why we should bail out the airlines, comm real estate biz, or municipal bond market. Let those industries fail, and those companies that survive I’ll buy there equites for cheap.
It's official. I'm in love with Don Draper. If there ever was a sexy James Bond PPMD with a Pisces - Scorpio mix, he's it. 😍
This constant working is a big reason why old CP+Bers have a frat/sorority-like bond. The hours are terrible, but we are all in the thick of it together.
I noticed my IRA has only been averaging a 3.69% annual return with 83% stock & 17% bond asset mix. Any reccomendations on how to adjust this mix to maximize growth? 25, with a higher risk tolerance
I saved up the last few years for a house, but crunched the numbers and decided it would make more sense to continue to rent. Also made the mistake of being too chicken and missed out on the recent dip in the market, meaning i have about $250K to invest. Suggestions? Safest bet seems to be dollar cost average on a combo of: 1) total stock market index fund, 2) total international stock market index fund, and 3) total bond market index fund, but feel another dip is at hand.
Decline in interest rates -> increase in bond prices. Decline in interest rates -> increase in stock prices. Yet bonds and stocks are inversely correlated. What am I missing? Google isn’t explaining
Thinking about moving at least 75% of my cash to buy into the total bond vanguard fund for my emergency fund from a long term perspective. Thoughts?
How do you allocate your savings if you're not saving up for anything specific? No debt. Emergency savings done, plus 20k in long term bond indx. Switched to 50% stocks and 50% cash. For cash, I'm ...
Just moved 50% of my 401k (about 110k) into low risk bond funds. Please tell me this bubble is likely to pop in the next several months... 🤷♀️
What is your current age and asset allocation? Im 30, and invest abt 60% in domestic equity, 5% in foreign equity, 5% in bond and 30% in high yield savings so I can have more liquid $ to buy a house
Alternative to HYSA? Where are you stashing your cash?? I have a HYSA and the rate keeps dropping - just wondering if there are better places to stash the cash - I see some cash style ETFs, also Bond Funds - this is my emergency fund - want to stick half of it somewhere with more growth potential
How’s this emergency fund look to you all: 10K Vanguard MM; 10K Vanguard Total Bond Index; 10K Vanguard Dividend Growth. ($5K monthly expenses)
Is it a good idea to move current 401k amount to bonds while continue to put all new contributions in stocks/index funds ? Are bond funds too expensive now ? I want to protect the current amount.
401k breakeven YTD right now due to active portfolio management. Shifted to ~65% bonds six weeks ago. Bond funds up 20-30+% YTD. Locking in profits soon and reallocating back to equities. Dow 22000
Anyone into Music and have realized that this Lockdown period has actually helped to strengthen your bond with Music and indirectly having a positive impact on your living?
Explain to me why more personal finance "experts" don't talk about teasury bond ETFs rather than cash in emergency savings?
Stock and investment novice here. What’s the rule of thumb or best practice I guess in terms of figuring out how much dollars to put into one stock? I have a friend who is a bond trader out in Singapore and he says he spends 5Gs as the initial investment into every stock he buys.