Does it really matter if you only put down 5% and not 20% on your home? I’m struggling to save up the full down payment

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Anyone from Montreal QC area? Looking to connect with a new real estate banner

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

How to save tax for the money from freelance work? As i already have a full time job.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Anyone have any tips for visiting Sonoma on a budget. Trying to find a balance with the group we are going with where we still get to do tastings etc but don’t break the bank. Thanks!

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Anyone who sends some money monthly to their parents in India? If so, how much $/month. I send $2.5K each month but trying to figure out if there are better way to invest that sum here in the US than just to put that money in a Fixed Deposit in India.

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

Hi fishes,
I have accepted an offer from company Aone month back. Still 60 days are left in my notice period.
Now I have a better offer from company B.
Is it good to ask counter offer to company A?.
If yes, when should I ask. Now itself or few days before the joining date.?

I am trying to transfer my pf from Capgemini to persistent and raised transfer request as well for that but it got rejected. I checked persistent guys but they said Capgemini should check this issue. So does anyone have any contact with Capgemini who takes care of these pf related queries for alumni or any support email.
Please help.

What is good salary expectations in Abu Dabi for IT employee? Company name @bespin global

Hi ,

Currently how is the bench situation in cognizant ? does it have project openings for Java+ Spring Boot + Microservices . Any new Joiners with similar skill set please share you experiences like how many days does it take to get assigned to the project with this skillset.

I have joining in Cognizant this month end, Please help me with the info.

I’m reviewing my resume getting ready to start my job search and have a question for recruiters, hiring managers. I’m looking for a role brand-side not agency side. Specialist roles aside, such as digital, when you see someone describing themselves as a “generalist marketer” is this a resume you’d pass on? My past roles have been such that I do a lot of marketing projects, tasks etc. but I’m not a specialist. I’m worried if I use this terminology I won’t even be considered for a role. Thank you

Tag lines for copywriters

What are the criteria for LTI Grant to individuals and what are the amounts for Level 8,7 and 6 if it gets offered in India ? TIA

QE Chicago — what’s the signing bonus for juniors?

Hi friends — anyone using Deltek for PM software? My org is pretty deep in onboarding into it but I’m feeling unsure. Would love some takes — hot or otherwise 💅✨ also TGIFFFFFF

Hey fishes,
Not able to select future dates in of details in Accenture form 11 what's the solution

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

Hi TWKs

Has there been a cultural shift or any other negative changes in Thoughtworks after bein acquired by Apax partner

Hi,

Any openings for Pega testing in Deloitte Chennai or any possible connections who is working pega projects would be helpful?


TIA

Tech stack - DevOps
YEO- 8 years
Current org - Oracle
Current CTC - 20 lpa
How much is expected from good product based to offer?
Any recent experience would be appreciated

Hi Fishes,
In terms of security perspective I have used waf, secrets manager, guard duty,MFA for root and iam, shield in my AWS architecture. Apart from these what else security services I can use or any other suggestions are welcome.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

I'd like to buy, but the market is absolutely atrocious currently

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Thinking about using my VA loan in a few years. Any advice?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

How much is 2k a month for a house payment? What size loan would I be able to get?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

What is the most difficult part of buying a home for the first time?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!