Has anyone bought a home with an assumable FHA/VA mortgage? Are the occupancy requirements the same as if you were the original borrower? (I.e is it possible to assume an FHA/VA loan and rent the home immediately?)

What is the best-kept secret among realtors?

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

Has anyone been able to transfer BCD to another exchange? Kucoin and Binance wallets appear to have been disabled...

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

My hidden talent is finding houses I love that are way outside my price range.

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Thoughts on the new Chase Freedom Flex?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Refinanced my house last month and just got a $5k check for the property tax escrow balance from my old loan. My plan was to use that to put down on the new loan (new lender funded the property tax) but I’m wondering if I should just invest it? My rate interest rate is below 3%. Anything I am missing here? New to this process.

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

I’m planning to pull 5k profit and forethought to invest on 5 or more meme coins, each of around1k..Is it good idea ? if yes what should be those 5 or more MEME’s.. TYIA !!

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Is ETH still a good investment?

Is Deloitte USI specifically in Oracle Cloud Technology, Is it doing layoffs? Level Senior Consultant

What is annual hike in ey gds in risk advisory senior role

Covid has been hard. March 2029- December 2020 I drank a lot to cope without realizing it. January- March I didn't realize I was depressed. March I came to terms with increase and ongoing suicidal ideation and needed help.

I went into a intensive outpatient program (IOP) which has been super helpful.

During the beginning of covid I drank every day and in a great deal. January it was a "dry" month which was hard the first week but overall great.

March 2021 realized I'm clinically depressed.

Anyone else think that people on LinkedIn need to remove the sticks in their butts? It's like they'll go posting about industry trends and then at night pound 8 beers and puke on the sidewalk

I’m in SF working in-house and considering moving agency-side for the first time. Can someone spell out the comparisons for me? Specifically curious about $ and the work-from-home life. Thanks!

Current agency: Juneteenth is an "optional day off"

Agency I'm interviewing with: Juneteenth is an official holiday for the company. Can we schedule you for Monday?

Generally how long are on sites? Are they all on one day’s block? The entire 4 hours?

How much do mid-level sales people do in SaaS? (Base Salary and commission structure)

When would Nokia credit salary this month😁?

For anyone that left consulting to work in product management. How is it? How is the work? Wlb - people - culture .. etc

Looking for a referral to Kearney in UK or Belgium. Are there any Kearnies ( :D ) in this bowl who would be willing to help?

Is anyone hiring? I have sales experience in the telecom industry and real estate. Looking to relocate to the Bay Area. Looking to crush 2021! Thanks in advance.

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

I had a sex dream about my senior, but I have a boyfriend. Am I terrible? Has this happen to anyone else?

Seems like there’s a few 30+ females in this bowl. Lmk if you are ever down for a brunch or dinner. I could use some gal pals 💃🏻

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Is it common for HOA to ask you to prove your car registration is up to date?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Any Property Management recs in Seattle area? :(

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Has anyone here used New Western to buy real estate deals?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Anyone take the WI Real Estate state exam? Any tips on what to study?