I’m new to this whole adulting thing… If I go to the doctor to check on a potential ankle sprain, what would I pay for out of pocket?

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This right here is what’s wrong with the medical system. They should have their services on a light up menu like McDonald’s. Cash and insurance prices. So I can shop around when I break my leg.

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KPMG2, it’s more complicated than this. I just went through the entire process. They might not even authorize you to get certain procedures. Also, basically anytime you touch a gurney, you can never afford to pay in cash.

Just your insurance copay

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Unless you haven’t hit the deductible

Yeah nobody really knows what anything costs until you get the bill. Even if you call in advance and ask they won’t be able to tell you 🤣

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Depends on your insurance - your copay and deductible will affect how much you pay out of pocket in total (not just at the doctor, but when you get the final bill).

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I sprained my ankle recently and my doc (who squeezed me in next day) mentioned it’s quicker to get in and cheaper to go to a 24hr clinic for sprains

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If you’re worried it’s a fracture, clinics typically have scans available for emergency use. Other than that, you got it— a couple of pokes to make sure it’s not broken, wrap it up for you, recommend you get an ankle brace + ice and keep it elevated…. come back in 6 weeks if it’s still bothering you

& yes D2 that was more or less my experience

Assuming you haven’t hit your deductible, you’ll get the insurance “discount” & then be responsible for the rest. Probably $200+ for a visit with an ortho. They’ll likely do an X-Ray to rule out a fracture, which is another couple hundred. I hit an $1800 deductible from an ankle sprain via an urgent care visit, X-Ray, MRI, and 3 ortho visits.

As an experienced ankle sprainer, traditional advice is to give it 48ish hours before going to a doctor. In those 48 hours, use the RICE method - Rest, Ice, Compression, Elevate - starting immediately after the sprain. Take some NSAIDs (Advil, Aleve, ibuprofen) too, they actually do help. If it’s feeling even a little bit better in 2 days after doing all of that, you’re probably fine with home care (RICE, easing back into physical activity, maybe see a PT a couple times). If there is no improvement, particularly if you can’t bear any weight on it, it’s worth a doctor visit.

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Best advice- call the doc you plan to see and ask upfront costs after giving them insurance. Then call your insurance and let them know the type of visit and work done and doctor and ask them what you are liable to pay.

Do you need a Dr. to confirm you sprained your ankle? The recommendation is the same from google or a PhD. If you tore something, you’d know trust me. I tore enough muscles (hamstring, groin, calf) and damaged tendons (needed Tommy John) to know when I did serious damage vs. when to use R. I. C. E. Protocol.

If you opted for a high deductible plan to save money you probably need to pay for the entire visit and follow up care out of pocket probably 200 bucks plus the cost of any imaging. Got a knee mri last year and after deductible was still 80 bucks so I’d say out of pocket depending on the clinic 500 bucks for an mri 150 for X-rays. Source: I have arthritis and get a ton of imaging each year

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