Is anyone actively investing with the goal of early retirement? Married, no kids, no extravagant expenses, but increasing costs of living across the board are really chewing away at progress. Is this even possible without a massive income?

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If I could ever stop being laid off, maybe!

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7 times in 20 years. Always budget cuts. Over it!

Save what you can, but as a cushion for emergencies and not a nest egg for early retirement. In my professional life I have endured two lengthy periods of unemployment that required me to withdraw what I had saved for retirement with those companies and spend almost all of it both times before landing my next job. Those are years of accumulation that can't be recovered in this job unless I put over half of the paycheck into savings. I'm afraid the mortgage bank, car loan holder, insurance companies, utility companies and grocery stores aren't willing to help me make that possible.

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I think it’s all about priorities. And saving, so you budget, coupon anything like that will help too.
I want to retire early but have all those things LOL

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I'm attempting to. But I know it won't be easy. I'm also dealing with high living costs. The key I think is to move to a cheaper area. I live in the city and its killing my savings.

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I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

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If you could right now, would you buy a house in full cash or invest in the market?

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28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

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With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

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What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

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For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

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Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

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Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

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Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

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Has anyone invested using SeedInvest? Other than holding long term and startups being a risky investment, is there anything else I should be aware of?

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Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

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What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

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Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

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I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

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Can partners at EY consulting buy as much equity as they desire?

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I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

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What do you guys think would classify as a good savings amount by the age of 30?

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Hey Fishes,
Looking for a change,
Any reference will help to make a first jump successful.

YOE: 2.9
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I’m a Frontend developer with total 4.5 YOE and 3 YOE in React JS.
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Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

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How many of you have worried about finding a job outside of education since everyone is leaving?

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i'm working on a white paper and planning out where to publish it. It's a technical paper about Active Learning, so it's primarily for other data scientists.
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Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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So someone I know asked HR about a boot policy. When he found out that there wasn’t one, but his boss said there was (who gave the guys $ for boots and the claimed it on his expense reimbursements as something else) the boss got mad at him for askingHR (and in trouble for the expense reimbursements) and then 2 days later laid off my friend. There appears to be no notice of bad performance and this person always was the first person on the job site ready to work. Thoughts?

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$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

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Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

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I wanna see the Foo Fighters but I’m lame and don’t have anyone to go with 😭😭😭 I’m about to say screw it and go by myself.

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Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

Not a lot of activity in this group; is anyone still active in here? Hello from Sacramento, California.

Hello Fishes,
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Hi everyone, can anyone recommend a Senior Analyst role at a tech startup? I have just under 3 years experience as an Analyst and currently work at a SAAS company. Happy to connect for more info. Cheers!

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Hi Fishes,

What is the difference between Siemens and STSPL? Are they same and has same work culture , salary slabs, benifits and WBL?

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How many fishes here who have got more than 500% hike while switching?

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