I’ve paid off all my debt except 2 car loans and my $25k student loan. Should I focus on paying them all off before looking to buy a home or simultaneously pay off the rest of my debt while purchasing a home?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Any advice in terms of investment to save the maximum tax?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Investor’s Business Daily: worthwhile?

How many of y'all have trust funds? What'd you do with the $$$?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Hello all,

Can we switch internally within Accenture India?
Currently I'm working with Accenture operations and I wish to move to Accenture Strategy and Consulting. Please let me know the procedure if anyone is aware of it.

Thanks!

Anyone at EY in Forensic Data Analytics? If so - do you like the work you’re doing/leadership/etc?

I have a love-hate relationship with DU.

I don’t understand how majority of folks afford rent here. Also, how these luxury apartment buildings stay full capacity. Seems as if majority of Coloradans I meet aren’t raking it in $$$.

I currently looking for jobs at Point72 Asset Management. Does someone know if the offer remote work? Is it a good place to work at?

Hello everyone! This is my first time posting since joining this platform. I’m interested in connecting with someone who is open to HR mentoring. I’ve been in HR now for about six years and have never had a mentor. I’ve been relying mostly on SHRM and other people in the company for feedback. Even if it’s for feedback, I would really appreciate it. Thank you!

Would you recommend Sedona during Christmas or San Diego during Christmas with a 1.5 year old? Entertainment, safety, meaningful experience-focused.

Sedona will be much colder, possibly snowing/icy and will be hiking, hot tub, enjoying the scenery focused. San Diego will be beach, enjoying scenery focused. Both Airbnb options look beautiful. Will also have 60 year old grandparents joining

Hi all, I am trying for role - Customer Engineer GCP. I have 5 years exp in (GCP cloud predominant for 3 years now) DevOps field in Financial Services area including FinTech (Fidelity Investments), Bank (HSBC) & Insurance(CNA Insurance - currently working). Also have a Masters in MIS. I have got & cleared calls from AWS for AWS Developer, Architect roles & failed on-site FB Production Engineer role interview. I have applied but not got a callback from Google? Any advice, highly appreciated.

Any thoughts on the Airbnb IPO, price to get in on?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Google stock to buy now or after the split?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Just got another rejection... Is exiting to FAANG or MB really this hard? Trying to go tech.. or mbb, but not getting anywhere. I have 2 masters (mba, ms) from top schools, been in consulting for over 10 years, I am confident that I know my stuff well..but still I keep getting rejected. Interviewed with Google, Amazon, Cisco, McKinsey, and a few others and every-time there is something that is not a match... are the hiring managers looking for like 100% match? That will never happen!!!

Hey Guys,
I applied for UBS for Selenium Java QA profile and they have sent a hackerearth test. Can somebody share what the test-level is like ?
The test has 2 questions and 135 mins duration, will it be Java focused or can it have Selenium as well ?

#UBS #Selenium

What are your best tips when letting an expecting parent know we will not be revising the parental leave policy for them (but we understand they think it’s not good enough)

Accenture- Multiple opportunities for QA tester, Business analysts, automated and manual testing, functional Test Planning.
Experience 2-12 years
Dm me.

As product managers, what questions would you ask when interviewing a product designer?

Hello Fishes, Can anyone tell me hows the work culture in Citibank? And what will be the average salary and perks for C11 band? @

Any good wedding ring sources aside from Blue Nile?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Paid off my account debt!

Thoughts on personal loans to consolidate Debt?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Have about 5k to invest - should I do FXAIX or FSKAX?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)