new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Does anyone have experience creating a NY LLC? Is it better to create one in Delaware if I’m NY based? Do you have to file anything annually? What if the LLC had no income?

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

Does 401k count as savings?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

8400 take-home after maxing tax advantages accounts. I found a new construction home for $2780 monthly payment if I put 3.5% down. Monthly payment includes taxes, insurance, PMI, and HOA. I have no debt. Is this a stretch? I’ve searched Google and used online calculators. I’ve never spent more than $1600 on rent, so I’m nervous about pulling the plug.

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

Anyone have a recommended tax person in Chicago?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Does anyone know when on cycle is going to happen?

Hi folks
Can someone refer me to a role at Unacademy? Shoot me a DM if you want to help a brother out!

Wow !! This is so frustrating !!
Got call from 13 HRs telling me about this amazing opportunity they have for me, but they immediately started to end the conversation as soon as they heard my notice period is 3 months !!
I mean their company policy is 3month NP as well, but they're acting like this 😅

Can anyone share interview experience for the role of Full Stack Developer at McKinsey & Company for  Build by McKinsey?@

Yoe - 3

BCD: jacket or wing?

I am new in the US market and wondering about the pay range for a manager role in a fund admin firm in SF, CA. Can you kindly let me know?

I am finishing my 1 year this coming week. I am a graduate hire. Will my band change after 1 year automatically? Should I expect any hike?

hi 🐟,
Looking for a sr CW to partner up with. I'm based in NYC. Working at an agency but open to relocate to yours if need be.

How do you deal with not getting the desired output from somebody working under you? I think I’ve given enough examples and direction but the work still isn’t where I need it.

Anybody gone from Accenture to Oracle Consulting Services (OCS)? Wondering what the real differences are in delivery, expectations, career, etc.

Qn about SPG platinum breakfast amenity - is it valid only once during the stay or for each day? I'm told I can use it only once during the stay 🤷🏻‍♂️

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

it feels like every survey about working from home is (poorly) designed to answer the useless question "would you rather work from home or from the office." I submit that the set of people who prefers to have only one of those two options, always and forever, is the null set. which means it DOES NOT MATTER because the correct answer is always going to be "make both possible." you're welcome, HR departments everywhere.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What stocks are you guy guys buying right now in this market?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?