Credit Cards Discussions
Chase Sapphire

credit card advice: for the CSR, many talk about how much spending I would have to do to cover the annual fee so that it’s “worth it”. I spend just enough to cover the annual rate, and this year I won’t meet it because of COVID. Is it still a good card?

Rental cars: any tips or recommendations from anyone to maximize value? Renting cars far more frequent now.. have utilized discount the firm’s discount codes and CSR codes for Avis, Enterprise, etc.

Anyone cancelled or planning to cancel their CSR?

Currently have CSR but need to decide if to keep by end of month. Considering Amex blue cash preferred.

I will be WFH for the foreseeable future.
I dont expect any major personal spend.
Even when travel comes back... BCG is enforcing corp sh*tty Amex i.e. no more CSR or any personal card.

Monthly credit card spend approx:
Groceries $1,000
Gas $30
Misc $100-200

I'm not a big spender and dont eat out a lot etc.

I have other major fees e.g. rent that I cant use cc for.

Any cc strategy advice?

Thinking of downgrading CSR. If I do so, I have already used $300 travel credit and Dash Pass, and redemption of points - would :
1. I get the annual fee back? Prorated?
2. Have to pay back benefits? $300 credit? Redeemed points benefit back?

Are people dropping the Chase Sapphire Reserve? If so, what are you doing with the points (have 100k points and wondering if I should take the cashback and downgrade the card).

Has anyone noticed a major decline in customer service for CSR Travel Rewards? I’ve had some pretty miserable experiences the last month trying to rebook flights - errors in day of flight, connecting and then being hung up on etc

Take COVID out of the equation and act as if all traveling is normal. Would having both a Marriott’s Bonvoy CC and Chase Sapphire Reserve CC be worth both $500 fees if I’m staying at Mariott’s 3 nights a week? Really like the 6x points you get with the Marriott CC as I love racking up hotel points.

Is CSR worth renewing this year? I'm thinking of downgrading to CSP...

Chase Sapphire or Amex Platinum/Gold?

CSR - hold or cancel? Firm has cancelled expenses on personal cards

If downgrading from CSR to CSP, is annual fee returned or prorated?

Is anyone else currently 5x points on dining with the CSR as of July 1st? Is this a special unannounced bonus for the quarter?

Thoughts on downgrading Chase Sapphire Reserve to Preferred given we’re no longer collecting travel points? Currently about 25000 unspent points.

Should I upgrade from chase sapphire preferred to reserve? They said I won’t get the bonus - is it still worth it?

Did anyone get an annual fee adjustment for their chase sapphire reserve? I hadn’t reached out to them and they did it for me luckily. Still $450 though 😅

Any better way to redeem CSR points other than 1.5x statement credit?

What's the best airline cc to get? I've been looking at American, Southwest , and the Chase Sapphire Preferred cards.

Continue CSR or cancel? Firm enforcing use of Corporate Card for expenses.

Going to start a kitchen reno in a few months and wondering about suggestions for a card to get since I will easily hit any initial spend requirements. I already have CSR and Ink preferred. Ideally looking for cards that share partners with Chase so I can transfer UR points and whatever other points I get to same places (hotels or airlines would be great since I have a honeymoon to plan in a year or so, hopefully).

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

Is chase sapphire reserve card still the best credit card out there right now?

Do I keep my points if I go from chase sapphire reserve to chase sapphire preferred?

If I downgrade from chase sapphire reserve to chase freedom unlimited, can I still keep my points?

Are most of you downgrading cards like the CSR or holding them through this COVID period? My CSR annual fee hit in May and payment is due on my June statement, which closes in a few days. (Continued)

I have CSR, Amex Plat, Amex Gold, and Amex Bonvoy ($95 fee one). Are they worth keeping, esp. CSR and Plat?

For Amex Gold, they have already charged my account. Anyway to reduce the fee after the fact?

Does it make sense to renew a Chase Sapphire Preferred this year?

For those that have the CSR, what is your credit limit? Wondering what they typically prove ppl for

Has anyone ever been able to call Chase to dispute the category of a payment? I booked a vacation stay for like 3k and it was coded as "professional services" instead of travel. I have the CSR

Has anybody had any luck getting CSR fees refunded due to lack of activity? I’m considering downgrading my card and am trying to figure out if there’s a way to get some of my money back. $550 Fee was charged in April and $100 was refunded already due to pandemic.

Is now a bad time to open a new credit card? CSR or Amex platinum likely

What is best conversion on CSR UR points folks have seen? Both in terms of statement credit or otherwise? Trying to understand.

Anyone considering downgrading your credit card (CSR or Amex Plat)? Given that travel for the next year may not be happening as frequently as we were used to, making paying the high annual fee not worth it.

Hi! I’m trying to figure out my next credit card. I have CSR and one random BofA card and I have no idea what I need to get next. I’ve had BofA for 4 Years and CSR for 2. Any tips welcome!

Chase Sapphire Preferred vs Amex Green Card ??
SO has chase card so was thinking to add onto her membership but was wondering if I could get the 60000 points while I am added or I need to get new card ??

On the other hand was thinking Amex since our corporate card is Amex and I already have membership rewards to Amex.

Both have equally good benefits for mid travel benefits
And also I believe Amex will have less annual fee since we have Corporate card. right ?

Do you guys think having the Chase Sapphire Reserve or AMEX Platinum is still worth the $550 annual fee?

What are your thoughts on closing chase sapphire reserve card given reduced travel and increased annual fees?

Is CSR worth it anymore with no travel? Anyone keeping it?

How many of you are thinking about closing your premium credit cards (CSR, Amex Platinum etc) considering lack of ability to travel and dine out?