All my brokerage money is in VTWAX but is VTSAX better? Should I transfer? 24 y/o btw

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

where is the best place to sell or trade in my used car? (2019 van low km’s)

I have an outdated Wells Fargo Checking/savings account and I desperately want to switch. Im looking for ease of use, better APY, and free ATM fees. I live in Southern California if suggesting credit unions.
Thanks!

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is direct lending/private credit technically buy side?

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

General Question I started tuition reimbursement last year in August. I since have an interview with another job that is paying a lot more. You know how you apply to something not really thinking that job would call back? Should I get an offer, what do I do about tuition Reimbursement? Do they send a check and tell me to pay it? Do they take it out of my 401k? I know a lot of people will say I never shouldve applied but I didn't think too much about actually get a call back when I applied.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Anyone know of a good cross-border US/UK financial fiduciary?

Interested in investing in a rental property in the next couple of years but don't know where to start. Any tips or recommendations for resources would be greatly appreciated. TIA!

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Is TCS resuming work from office for all of the employees by Nov 15th?

I'm getting a MAcc to career change to forensic accounting. What opportunities are available to me with a data analytics heavy MAcc? I'm also tacking on 2 graduate certificates in Applied Statistics and International Economic Policy? For those in the field, would that be useful or not useful (i.e. waste of time)? I'm interested in investigations but also analytics, financial modeling, and expert witness services. Throw in salary potential for bonus points. I'll be getting my CPA, CFE, and CAMS.

Does anyone know the salary rage in dallas for a staff 1 in forensics? Specifically IFCS or I&C

I was told getting CFE could increase my earing potential by 17%, has this been anyone else's experience?

Hi Fishes,
I am going to join ZS in 2 weeks. It was mentioned in the OL that I will be provided a accomodation for first 2 weeks .
It would be great if you guys please throw some idea on thi..
As, how is the quality of the accomodation?
Is food also available there??
Can I take my parents??

Should I trade bitcoin?

Friendly tip: Don't burn bridges even with those who are leaving - our industry is small (even in Manhattan) and you will almost certainly see that person again if you stay in pharma

Hi Fishes,

Can I anyone explains what's the future for Guidewire Developer role.
Currently have 2years of experience as configuration Developer.

Want to switch other domains like Java developer or some other product based companies.

Please share your thoughts 🙏

What are some of your recos for the best comms/PR books and sites to learn more deeply and further your knowledge in your role?

To those who recently lateraled and switched practice groups, did you have to take a class cut to switch? Specifically, juniors?

Need advice in choosing between 2 offers :
Company 1 : $170k base + 10% bonus + 136k rsu + 5k sign on
Cons : junior title\level, hybrid

Company 2 : $150k base + 10% bonus
Pros : senior role\title, fully remote

Would you go for junior role for high salary? Would it hurt in future?

Current: unemployed.
Location: Bay Area
Thanks in advance.

Question : I want to change career from a support engineer to sales. Is that possible ? I have 4 YoE in technical support and want to change to sales.
Any ideas where to start, and what positions I should be looking for given I have not worked sales before ?

Is this bowl dead?

Hey fishes, what is the in hand salary in PWC India for 9lpa fixed salary?

What is the average bonus and hike rate?
Team: Model Validation (Credit Risk)

I’m not a very big guy but this one girl I was with keeps saying ouch. She’s not a tiny girl. I asked if it was ok and she said it’s good pain. Thoughts?

AWS professionals, what do you think of OpenShift now that it is available on AWS?

What does it mean when your application goes from under consideration to application submitted with No HR screening.

Looking to get into aws security in any of these roles (proserv, tpm, sa) but unable to secure interviews. Any tips you guys could share? For reference I have more than 10 years of security experience and can read some scripts but not a dev level coder. Tia!

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Short the vix?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

QQQ or VGT?

What's the average cost you've spent on a vacation between the travel and stay over the past few years (cost per person)

International or domestic?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

I have a fairly large sum of cash as I was planning to buy a house over the last year. I’m not sure if I should hold in cash or invest as inflation is so bad. What should I do? If I should invest, which funds do you recommend?

Still may buy a house in the next year or so. Just feel like I’ve missed out on so many gains in the past year keeping my money on the sidelines waiting for the right home.

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Thoughts on brk.b for long term? Thinking of getting in at this point.

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.