Is it a bad idea to buy a home right before the election / with talks of a recession? It feels that the last 4 years a recession has been looming and it’s very confusing to navigate so many different opinions…should we wait for interest rates to go down in coming months? Or should we go for it and refinance later?

Thoughts on investing in FTT FTX? It’s available on Kucoin

I am curious how Onesource Income tax stacks up against it's competition.

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

why rent over buy; seems like “throwing money” away?

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

FIRE - What is your total net worth so far? What's your profile?

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Thoughts on Sunrun as a stock investment? Buy or avoid?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Does anyone have ideas on how to navigate a smaller team environment when everyone’s roles seem to be stretched (hiring for additional people has been taking a while, not sure why). The stress causes some tension and that’s probably not great for the overall morale of the company long-term. I try to ignore and just stay focused on what I need to do yet sometimes proves challenging. I worry it might affect my professional/career growth. Thoughts on this would be helpful, thanks!

Has anyone have insight as to salary for a Sr. SIU investigator in the northeast with 20 plus years of personal lines and strong BI background experience.

How is the career in Pursuits in any Big 4? Does it pay as good as core consulting work? How is the work life balance? I want to make a shift from client chargeable work to BD work for better work life balance. Is it worth switching?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Can anyone recommend a reliable handyman serving SW London? Some painting, correcting plumbing fixtures, fixing a few shelves etc. DM me pls!

You get to be a member at 1 country club in the world. For sake of the question, you have easy access to whatever it is and can play the course/use the amenities often.

Which would you choose?

What’s that one song you can’t get out of your head right now?

Buying a Cathay Pacific Economy flight, am AA Platinum, can I use AA miles to upgrade my CX flight?

Please recent honest feedback/review about The Siegfried Group? I would appreciate your help to make a desicion ASAP

Is anyone hiring for a data science consultant?

I'm sorry Brazilians - your populist, insane leader is not a doctor or scientist, and has led you all down a path of tragedy

Sibling is 52 days sober from heroin/cocaine, but I just found a syringe and alcohol wipes under their pillow.

They have been passing observed urine tests, how is it possible that they’re using? Any ideas?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Any recommendations on a good water softener system (4 people)?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Thinking about using my VA loan in a few years. Any advice?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What is the most difficult part of buying a home for the first time?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

I'd like to buy, but the market is absolutely atrocious currently

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA