What books did you read this year that you wish you read earlier and have made a positive impact in your life? (Investment and non-investment related)

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Does anyone have any book recommendations for information on buying a house?

What are the best ways of tax exemption

Would you marry someone if they had a lot of loans on their head?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

I want to buy a used car for work, is 2012 Mini Cooper for 13k a good deal?

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

So i forgot to move my 401k over from my old job a few years ago. Never done it since because I didn’t want to incur penalties. Moving job again, can I do it now?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Is 150k base salary enough to live comfortably in Manhattan. Assume no extravagant spending but decent apartment, eat out 2-3 times per week, vacation a couple times per year etc and regular savings rate? Hard to get a biweekly number based on all the types of taxes etc

How do you take care of your dog if you travel for work with your dog? Does your dog get enough exercises when you’re in travel? If it’s possible, I would like to know everything.

New to insurance, please can someone explain what "capacity" means in the context of a managing general agent or coverholder in the insurance world? E.g. "An MGA securing more capacity to write D&O lines"

Hi,
I am done with all round of TCS even started with a negotiation round too. First call HR said we can give you 16lpa including variables. I have tried to go for a fixed 16lpa. And now she says Management only afford 12lpa. Even at the same time she says you deserve 14-15lpa fixed as per market, the mangt can only afford 12lpa. Back to back call from HR. Doc verification started what it means? They have a good budget as far as I know from consultancy.

Ex:6 BA current CTC 8.5.
Please suggest.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Would folks be open to participating in a “PM Office Hours” style discussion?

Flexible on format etc; here’s what I’m thinking:
- We choose a particular problem for a week (/month?) which a lot (all?) PMs face regularly. E.g. “stakeholder mapping”
- we have a “Fishbowl Live event” where we (practicing PMs) can discuss what we have seen work / not work/ brainstorm solutions for someone with a specific problem.

The idea is to provide multiple peer perspectives, and hopefully something useful

I’m at a mid size transactional firm. I’m a total night owl and my partners have OK’d me starting the workday at around 11am because I regularly work until midnight or later. I get so much more done after dark! I still get some side eye from other associates, but 🤷🏽‍♀️

Does anyone else here have an unusual work schedule? Curious what adjustments you’ve made to make it work.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Hello Fishies,

I got offer from CITI for C10 postion & Barclays for AVP postion, which one to opt for, kindly advise.

Thanks in Advance.

What's a graphic designer with 3 YOE make these days? Because I'm definitely underpaid 42k/year after 2 promotions.

Hey everyone- any of you need a website for your side gig? Feel free to message me.

Hi,
I'm an immediate joiner. I have 3+ yrs experience in AWS, python, docker technologies. Please let me know if there are any open positions or any other leads for AWS Developer. (I haven't been getting any calls from naukri and other job portals.)
@

What recruiters, if any, do MBB/Tier 2s use in London? Interested in strategy/m&a in particular

Anyone from Havas London here? If so, what are your biggest dislikes about the agency?

Jupiter just entered Aries. ✨

How much time Amex normally takes to declare interview result? I had my first roundn of interview last week thursday.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Hi everyone! Looking to add to my library of business books or self-improvement books! Any suggestions are welcomed, TIA 🙏

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Is BRK-B a buy right now?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

HYSA anyone recommends?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.