What books did you read this year that you wish you read earlier and have made a positive impact in your life? (Investment and non-investment related)

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Millionaire Next Door ! Amazing book.

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The Bitcoin Standard. If I read this a year or so ago, I would be better positioned.

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Read Money and the meaning of life by Jacob Needleman, great book about financial purpose

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I’m done with being in public accounting. I want to transition to a career as a real estate agent since I love real estate and it highlights my personality more than anything I’ve seen, I’m very extroverted. I know the beginning is awful financially. Do you think it could make sense to RE full time and when tax season rolls around just do some 1099 work to supplement income if I have to? I have a wife and little kids

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Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

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Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

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If we could only break into another generation of buyers? Maybe we target the ‘Boomer Builders’ entering Senior Living Centers?

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Anyone ever required to show proof of insurance to test drive a tesla? I don't currently own a car so don't have any car insurance. Any tips for affordable and reliable options if I'm just driving the car for an hour or so?

Anyone enjoy being a realtor just to view different homes? Lol

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What coins are you holding? 3/12/21

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Anyone looking for a short-term NYC executive/corporate rental? Midtown Manhattan (available 1-4 months). Home office, fully furnished, 1bd/2ba, daily housekeeping.

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Getting in the Black Friday spirit...what are your favorite places/stores/areas/shopping centers to spend your hard earned money?

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joined wipro with a package of 26.5+1lakh JB with 8.3 YOE, currently 8.6. Business analytics skill. My dream is to buy a villa house in chennai 1.5 to 2CR in a very posch locality. Im already repaying EMI. When should i make my next switch to reach 40lakhs?any advices pls comment. I joined wipro in feb.currently own house in bangalore.

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What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

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Thinking of buying a condo for 70K with 20% down payment, making my mortgage about 54K. Know that most banks don’t do mortgages this small - what should I do instead? 780+ credit score.

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If I invest in an index fund that invests in four diff. index funds and one of those funds includes the S&P 500 which includes the client I’m on, am I still independent?

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I’m trying to book first class tickets LAX to Tokyo for summer next year and I’m not able to find anything. Is it normally so hard to find availability? I have 350k Amex pts and am hoping to book 2 RTs

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If you're the sole owner of a S Corp, is the "ordinary business income" on form 1120s the most you can bring home?

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Does anyone use Wealthfront? Trying to determine if it’s better to use them or just put money into ITOT, IVV, and QQQ

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How did you know real estate was for you?

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Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Anyone done DIY attic insulation?

Our attic insulation is terrible--had a home energy audit yesterday and the guy said it has a whopping R-value of 7 due to age and settling (~35 year old house).

We're waiting on a quote for cellulose loose fill to get it up to an R-value of 49, and I'm also looking at DIY options in case the quote comes back $$$ for the ~700 sq ft unfinished space.

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When does EY 401K vests? Right after employment or after certain period?

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Is it culturally racist to be against cultural artifacts that are counter to your values? For example glorification of murder in outlaw southern rock, heavy metal, or some hip hop.

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Hey people, I've been looking at some open positions in GM division at Goldman.

Would really appreciate if someone can put my referral for the same.

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Anyone outside the US heard from GSB yet?

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Joint Commission visits! I barely survived my first! I want to hear what happened with yours!

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When to follow up after phone screen? Phone screen on 10/15 went well and they said they will reach out to me regarding a formal interview. They did warn me that their HR is very very slow. Just want to make sure they don’t forget about me.

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How many weeks have you seen schools allow to retest on gmat and submit an updated score after submitting the application with a hope of getting a better score

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Any channel sales manger job

How is your dating life? Are you open and crazy about it?

How is dating in the DMV now a days?

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Which is better. Dating apps or meeting someone in person?

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Does nagarro send any rejection mail after the interview?

How long does it take for nagarro to get back ?

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Anyone be in a relationship where the other has an alcohol problem? Every night out drinking leads to emotional breakdowns and fights. Been going on for 6 months now. Should I break up?

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Surveying the crowd: do you all prefer receiving cash gifts or physical gifts from your registry?

We're recently married and got a mix of both, and I can't decide what I want to do for friends' weddings going forward. On the one hand, the cash gifts were incredible and financed our honeymoon. But I also enjoy looking at things around the house and remembering who gave them. I'm curious what everyone thinks!

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covid really said “hi, just circling back”

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Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

It’s always 5:30am by the time I start falling asleep. I don’t know how to flip this pattern without benzos. I hate daytime and the sun.

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How to Negotiate with HR after accepting offer letter without having another company offer letter ?

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Additional Posts in Personal Investment Chatter

So, I’ve found out that my annual income is beyond the limit for Roth IRA (because of bonus, which I failed to account for). I am told that I need to withdraw 6k that I contributed to it. Do I also need to withdraw the increase due to the 6k that I invested in it? Anything else I need to consider?

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25M. I’m gonna spend 20k to get into the stock market for the first time ever. I’m way too late but better late than never. Also gonna save 10k in high yield savings for my 30k in student loans (in addition to monthly savings). Thoughts on this? Boeing, Live Nation, VOO, USO, Amazon, Square, Disney, Spotify, Walmart, and Lynas (rare earths)

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Just came into an opportunity to borrow $26K against a personal loan @ 3.75%. Are there any situations where borrowing this $$ would make sense? (cont.)

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How much longer do y’all think this inflation is going to last?

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Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

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Thoughts on Xpev, Li and Nio? Seems to suggest good growth potential?

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How are your stocks doing? How good should I feel good about my 3.2% growth over the last 3 months (when I started investing), especially give current economy?

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I’m going to be receiving some pension money from EY as I recently quit EY, it’s not a lot but would like to know where should I invest this money ?

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I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

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anyone buying this?

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Anyone having trouble opening a vanguard Roth IRA via their website? I have not been able to create an account for the last few weeks. I’ve tried calling but been put on hold for far too many hours. Should I just use a different brokerage? If I choose a different one can I still buy vanguard ETFs, because those are really the ones I wanted.

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I know small business owners like Restaurants and mechanics (even medium size companies sometimes) and managers that are having trouble hiring people for jobs.
People are refusing to get hired because they make more money from unemployment.
A catering chief told me recently that he saw job posting for a chief assistant offer x thousand dollars for a bonus and an interview incentive of 300$. How is the government sustaining this? How will this effect the economy, businesses and the market?

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Moving funds from old 401k to IRA. Thoughts on Fidelity vs. Vanguard?

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Anyone buy airline stocks since Monday? Which ones? What price ? Are you expecting further price reduction in the short term?

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Contemplating when to pull the mortgage refinance trigger.

I have a VA Home Loan sitting at 3.125% fixed.

Do you think rates will continue to drop as things go on? What are current rates looking like?

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If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

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Can someone tell me if just putting all my money (outside 401k/HSA) into FXIAX (Fidelity 500 fund) is a viable strategy? I realized I was basically all in on fidelity blue chip growth (auto investing), but not sure if all in on S&P 500 was viable or flawed?

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For those who don’t use any target funds in your 401K/Roth what is your approach?

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Newbie here.. I’ve started to invest in ETF via Robinhood. When they say invest in index funds, is there a different way to invest?

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