Can sit for CFP vía challenge route bc Im a CPA. Wife/baby due in April, have April 15th tax deadline, and all of my continuing education is due by the end of March. Is it suicide to test in March?

How much would orange theory cost if you went 2-3x each week?

Currently a Wealth Advisor for Citi but I honestly hate it here with a passion it’s the worst company I’ve ever worked for in my life and I’ve been in Wealth Management in the banking channel for over a decade. Series 7, Series 63, Life, CFP, ChFC, and soon to have my MBA with a focus in Mergers & Acquisitions. I’m look to enter another area of Finance at this point instead of starting over somewhere else from scratch, but not sure what direction to go. Interested in Investment Banking or M&A.

Hello Buddies,

After a long time yesterday did tricep workout and did 50 pushup in a strech. Today I can't lift my hands up even for eating. Anyone has any remedy for this.

Tip for anyone taking the CAIA exam, get UpperMark. Was using willey and was abt 1/2 complete and borrowed a friends test bank … night and day much harder and honestly was more like what I expected

I’ve been weightlifting at my boyfriend’s home gym, but when I’m home I’m a bit scared about using sizable weight without a spot. What have you guys been doing regarding solo workouts? I go to a local gym, but I don’t know anyone there

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

Struggling with chronic headaches and jaw tension. Any recommendations for specialists in Toronto?
Also curious if anyone has tried botox for those as I’ve heard of it but cautious..

Hey so like - newfound reason for my procrastination since I got on Ritalin - a tendency towards "putting things off so I can enjoy the hyperfocus later". When I just started taking the meds I was super effective for a few weeks but now my brain seems to be figuring out ways around the drugs 🤦🏻‍♀️ any ideas on how to not fall back into procrastination behaviours?

We can’t have classroom management without taking care of ourselves first. Rest. Even if it’s for 2 minutes. We close our eyes and reset.

Had my 1:1 with my People Lead yesterday to prepare for talent discussions. Said I had a great year - but need to work on being consistent. She said when I’m engaged it’s great but need to keep it going. I’ve mentioned my ADHD previously but I’m sure she doesn’t know all the components of what that means. We’ve had org issues - no clear role descriptions or expectations. Yes I do have a hard time staying engaged (and I’m medicated - Vyvance in the am, dextroamphetamine at noon). Thoughts?

Have you ever been racially discriminated against in a personal healthcare situation/not at work? While you were ill or in the hospital? Obviously horrible when it happens to anyone but it takes the cake for me when white people in healthcare discriminate about Black people when they don't know they work in the same field and know how they should be treated.

I buy things I don’t need and don’t know how to fix it. I always blamed it on “drunk buying” but I’ve been sober for 355 days and it persists. I know I buy things in an effort to fill a void and try to feel something so I buy “things” but it doesn’t help and I know it. Any thoughts or suggestions?

Good recommendations for physical therapists in the area?

Mental health question - I can’t stop reading the coronavirus news and my anxiety is out of control. Obviously can stop reading the news but then anxiety of missing things takes over... help

Does anyone have experience with coolsculpting? I am considering having my upper arms done. I am fit and not looking to lose weight- just address some stubborn pockets of fat that I have always been insecure about. Thanks in advance!

I've been looking into applying to a position as a medical social woker in Banner. I am currently doing private practice therapy and have noticed that doing counseling 24/7 is not for me. I would love to work with people, helping people and providing a more "group" mentality of help such as classes. Is this even possible?

Anyone a manager? I’m recently diagnosed (26F) and I can’t help but beat myself up everytime I fall short of my to do list. Makes me feel like a huge disservice to my team. I’ve been trying vitamin D and working out, but it makes my “highs” and “low” SO extreme. The simplest things are so complex in my mind.

If anyone feels similar, how do you manage these feelings? I’m personally considering switching to an individual contributor role, but can’t help but feel like a disappointment if I do.

Any online services that diagnose adhd ? Based in the uk and the wait it weeks if not months.

What have you found to be some of the keys to scaling succesfully, either in a business or a product or dept?

Hi Tax Fishes,

Anyone can refer me to Deloitte for A2 M&A Tax Role?

Many thanks in advance 👏🏻

I keep getting recruiters asking to apply for new roles, which is what I thought I wanted because I’m not growing at my agency. But I’m so fatigued I don’t even know if I want to stay in advertising. Have y’all left or took a break to do something different? What did you do?

We're going to be starting a new self-esteem boosting program with the 6th grade girls. Does your school have anything like this?

This has been my hardest year yet. Morale is rock bottom throughout. I am feeling the burn out coming fast. Any suggestions for getting a new attitude or outlook to want to come back next year?

Thinking of leaving the education profession and getting a law degree. It’s just a viper pit and it’s not okay to spend your entire life feeling unappreciated.

It's that time...🦃

What's one thing you're grateful for in your life or career at the moment?

Drop it below! 👇

I find it hard to keep it together at school. I was in an abusive relationship that finally lead me to emptiness and emotional trying times. I keep things bottled up about school and home.

do you have any coping mechanisms you’d recommend for students at an alternative school? We have a lot of meltdowns and apathy and lack of motivation

Let's start a thread to highlight which industries and/or companies are doing right by their employees this holiday season. Share your job title and what kind of year-end bonus you are getting. (Feel free to share your company's name if you are comfortable doing that)

How do people feel about their new compensation statements?

Odds Wolves pull off Europa?

Talking to the opposite sex at the gym: yes or no? (Or same sex)

Monday Wordle :

Wordle 401 5/6

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⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

I heard there will be a mandate to come to office 2 days a week from Jan 2023. Is it true? 😰

In Dallas for a few weeks. Are there any good bars that have line dancing and two step? Or any other recommendations on “things to do”?

Advice Needed!

Situation: Current US Citizen with girlfriend (International) who will be graduating in December and start OPT (1-year). Considering the following options for various reasons, any thoughts/oversights appreciated. Will also consult with a lawyer but wanted to get a gauge from those with experience. Cont.

This job sure brings out the inner narcissist in me! Normally I am all about the clients and their needs, and have always been a bit of a caregiver..but when they are super happy and make referrals and such

Has anyone bought a list of prospects that was actually legit? If yes, what company did you use?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

I’ve got my first CFP course exam on Monday. I’m going through the American College HS300. Any advice or tips? I feel good overall, but still nervous. Thank you.

LLP. 2 partners with a single employee. What could my client (one of the partners) do in the way of a retirement plan? 2nd partner may or may not “be in."

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

I have been in the industry for 6 yrs now. I have been offered a position with Fidelity as a PC. Currently an advisor in the bank channel. Anyone have advice on moving into this role?

How do you handle people in your life who try to discourage you from working so much or don’t understand your ambition? I’m thinking about just cutting off a lot of people.

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

What’s your definition of good work ethic? How important is it to you?

I graduated college 2 years ago and started working on RIA in FL as a Research Analyst. During this period I got my series 65 and brought to the company two clients (total assets of $3M). This being said, I am not very happy with my compensation. I know I am just starting my career, and that I need patience. I will like to get other people insight on how can I grow and earn more $$
Should I get a Masters in Finance?
Should I start looking for a job in a BD instead if RIA?

Looking for insight on avg total comp for registered middle management with big bank. Considering making the jump from a branch advisor to managing a team of branch advisors. I’m newly 9/10 licensed. I’ve been building book in a bank branch but the consumer bank side of the job is draining. I’m making $155k total, $75k of that is salary. Anticipating a $130k salary offer if I go management route, with small annual bonus. Any others with experience that can speak to this?

Anyone in SoCal?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Long drive tomorrow. Does anyone know of any on demand CFP continue education courses out there? I’d love to knock out 15 hrs of CE on this drive, if able. 🤦‍♂️🔫🤢

What is your favorite way of winding down during the evening when you get home?

What are the best resources for studying investment banking exams: SIE, 63 and 79? I received sponsorship today and have no idea where to start. Thank you!