I do monthly net worth statements, and am in shock to see this month I broke the $2M threshold.

It took me roughly 10 years to go from $0 to $1M, then roughly 2 years to go from $1M to $2M.

All while my household income was cut by 1/3 when my wife stopped working to stay at home with the kids.

Seeing that threshold get crossed is finally starting to give me a feeling of security, and I'm beginning to consider reducing my savings rate (~40%) and coasting for a decade until I can retire.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Partners, what is your magic number (in terms of dollars in the bank), after which you intend to retire?

How do you find firms/books of business to buy? All the posts on here are buyers looking for sellers. Where do you go to find someone looking to sell or retire?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

How to transfer PF fund from hcl to epfo if i was a non pension member???

Is this bowl already dead? Assuming that most in this bowl, if not all, are onsite. There are so many situations which are unique to us. For example, no 401k and no PF contribution at the same time, bonus in INR even though our expenses are in USD, and so much more...
Am I the only one who's thinking that Deloitte's policies for landed resources could do with an overhaul?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Just wondering what the avg of a pension actuarial consultant is like

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Hello! I’m providing referrals for my organization. Latino Network is in Portland, OR and provides services to the Latino community. Benefits, work-life balance & work environment are AMAZING. 15 days off per year + paid self care days in summer (14 days), fully paid insurance, 401k with match, wellness stipends, access to Nike/Adidas employee store, free Trailblazers tickets + other sports teams and concerts, and many more benefits. Happy to chat with anyone about my experience.

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

If I've maxed out my TFSA, should I continue investing through an RRSP or a personal investment account?

For context, I also have a good pension. My main concern is that while the RRSP will be nice to lower my taxable income now, I'm worried when I retire I'll have to withdraw too much from both the RRSP and pension. Thoughts?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I feel like I'm going through really bad imposter syndrome, How do you manage it ?

Are y’all finding your white male bosses to be incompetent as hell or is just me? And they will milk you for all your brilliance and try to squeeze every ounce of labor out of you.

I have been offered 120K by EY Canada for Manager role in Supply Chain Consulting team. I have total 9.5 YoE and in Supply Chain domain. Is it a fair offer? I am employed with EY India for past 3.5 years and being offered the same level at Canada.

I am looking for a flat with sharing or pg near walmart office, bangalore. Can somebody help me?

Hi everyone,
Is Hexaware giving gifts anytime in a year ? 😉

Hi fishes, Dm me for referrals at Merkle Sokrati.

Hi Everyone,

I am in need of a job in the field of Human resources, i have 3 years of experience.please do suggest/ reffer me it would be really helpful. I can join in 30 days.

Any good yoga studios in Denver/Boulder for beginners?

24 F, Arab living in Ohio. Hijabi, don’t drink, don’t smoke. Interested in Arab men. Willing to relocate in the US or to the gulf countries.

Hi folks,
I have recently joined capgemini.
Is it worth opting for bus pass if we're working in hybrid mode? Bcoz i think any way if we opt for, the company will deduct whole month specific amount under conveyance allowance.

Repost: does anyone know of any clauses around switching jobs while on-site? Looks like the notice period is 2 weeks.

Know this is a long shot, but if I’m counseled out of one MBB, what are the chances I could get an equivalent job at another? And if not another MBB, thinking that a T2 or B4 could be possible? I’m not even sure I want to stay in consulting, but also feel like I didn’t get a fair shot at it

I have a JP Morgan code interview happening soon for a data science position. Anything I should know before I get started?

Anyone knows manager compensation in Jakarta MBB office? Tried Glassdoor but sample size is too small. Considering moving back home.

Sooo AMC.. who’s in?

😂

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

Anyone here from NYC? Be cool if there was a meetup.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Vtsax vs fxaix?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Today I am 28! Any advice you wish you had at my age?

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Anyone start later in life? About to turn 32 and my retirement savings are sad.