I'm 29 and I would like to start investing into my future. Is it really a viable strategy to just put money into the S&P 500? I hear some people use it as their retirement fund, but I would like to know from other people's experience. They make it sound so easy...

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

Real Talk: it’s time to sell our $TSLA right? No way this is sustainable...?

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

What is the *prime* amount of money to bring you happiness?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

For those of you who made your first million in net worth, what did you do next?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Software Sales: How long did it take back then to close your first deal?

hi
what is the component called other allowances and reimbursement 1 and 2 ? for what purpose its used ?

What's the best way to approach a manager about a performance review? I've been at my company for 2 years, and I want to make sure I'm doing everything right.

What are the best responses for “a time when you led a team” in a consulting interview, for someone who has not had a managerial position (1 yoe) before? I also don’t want to use an example from undergrad so I’m kind of stuck. What are they really looking for in this question? Initiative? Impact? People skills? And how would you differentiate this vs “a time when you worked in a team”

Alright everyone, best thing that happened at work this week!?

I’ll start: finding a middle ground where everyone came away happy.

Enjoy the long weekend!

I've been single forever and have not been with someone in years. I'm getting so desperate that I have thought about hooking up with my associate...often

Thoughts on having a baby 👶🏾 with a surrogate in West Africa or the Caribbean ? Also looking towards Mexico.

Do you think using “him/her” for “he/she” (ex: “her is playing” “him not here yet”) is something that kids usually grow out of? Or does it need direct intervention? I have 2 students who exhibit this error, who otherwise should be dismissed. Normally I’d just keep them on and work on it alongside other goals, but they don’t have any other goals, and with COVID, and my upcoming maternity leave in March, a more compact caseload would be advantageous.

What is a good all around first art activity for Kindergarten through 6 th grades that can help me get to know the kids?

Anyone has an alternative to an Au Pair. Wife and I were looking forward to host an au pair but can’t go through the official program since we are not permanent residents yet. Anyone has an alternative besides traditional daycare? Maybe a friend of a friend? I am in NJ. Any ideas welcomed and needed!

Hello everyone,
I want to know at a time of countdown begins does Accenture fill out the declaration form for working in rotational shifts to everyone or it only depends on position?

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

What are current life science boutiques offering employees with 0-2 yoe out of undergrad? Trinity seems significantly behind market norm

AA meetings on or near campus?

Hi fishes, I have recently attended an interview with Accenture India Accenture couple of days back and can see the candidature status is on hold after my 1st round of interview. Does this mean that they are waiting for others to complete their interview or am I rejected? If not ,how many days they tak appxm to make a decision. I tried reaching out to recruiter and as usual they are not lifting or responding to my messages.Has any one faced this situation with Accenture? Thanks in Advance!!

Guys. I need your suggestion. Shall i stay here in Kolkata or return back to my home town for a month or two provided Magnet doesn't have any space. My home town is nearby. It's not commutable by road but i can come here in short notice if any. I'm currently not assigned to any project so no one checks if I go to office. I have a home here, I have updated address of this place in Kolkata. But I want to stay in my home for some more days 🥺 Salt Lake will open then I would have no option to leave

I had my kind of hr round with TCS
They did not have a detailed discussion regarding the compensation .
But they told i will be getting link for uploading documents and then hr would be discussing for compensation.
Its been 2 days. No update. Can anyone guide. Why 2 hr rounds ? N how much time it takes?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Paid off my account debt!

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Any good wedding ring sources aside from Blue Nile?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Google stock to buy now or after the split?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please