I’m 40. Make a combined 400k in HCOL with 2 kids. We have ~1.2 in investments and lot of home equity. Financial advisor is recommending we save and work at our current pace until 64. He put together the most insane retirement plan that includes withdrawals at 13k per month and 30k annual for healthcare. Assuming 6.6% compound. Th plan ends at an assumed 92 years old. It says we will have 68, 72 or 110 million at death based on the scenarios. Is this guy insane?

Hi Guys
I will be joining IBM next week in Bangalore ( physical onboarding ) and my hometown is in West bengal , My father is having health problems , mother won't be able to handle everything and no such person we can rely on . Also I am getting married in January . Hence If i stay in Bangalore there will be no one to take responsibility for my marriage prep also . If i convey to my ibm manager will they consider for 4months of WFH?Any documents may have to show?
Need your suggestion please

Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

I think that I have eating disorder. I am always hungry but when I get food I can’t finish it, usually I am done after 2-3 bites and then I am hungry again after an hour. Anyone has similar issues? Have you been to a nutritionist or dietitian? If yes, is it covered by Insurance?

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

Partners, what is your magic number (in terms of dollars in the bank), after which you intend to retire?

Hi all. I was recently diagnosed with bipolar disorder type 2 and it’s been hard to heal with the ups and downs of a very competitive sales position in the current market. Before taking FMLA for 12 weeks I was a top performer. Any advice from those that also live with bipolar disorder, or advice on a potentially a less stressful position to ease out of sales? I have 7 years healthcare sales and 1.5 years as a MLO.

I applied for a job and received an offer from my client. 15k+ bump in salary, better benefits/remote work, and responsibilities will give me exposure to all areas of the organization (start up). The problem is that they’re looking to staff me as a Senior when I’m currently a Manager at DT. They said they’re flexible on title, but curious to hear how others have navigated similar situations. I would report directly to the controller and have 1-2 staff reporting to me...

Paralegals: My firm is looking for a paralegal, and I see the job posting advertising the salary as $65-$75k, with benefits. Is this a good salary for a paralegal (Greater LA area)? I’m not the decision maker, but it’s been a few weeks with very few applicants. I’m curious if there’s something hurting the firm in its search.

What's your favorite thing your benefits have covered?

Gripe- there is no room for a sick day in this profession. Big closing coming up. Have a bad cold. Have billed 40+ hours in the last 3 days.

Why do lawyers celebrate a culture of poor health?

Happy Friday! Looking for an associate healthcare project management position in the south Florida area. If you’re hiring please contact me!

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

Hi does anyone have health anxiety while working out? Haven’t worked out since September and really scared of going back to the gym because I gained some weight and I become very panicky when my heart rate goes high. Anyone has any tips on how I can go back to the gym and go back to enjoying my workouts?

Hello All. I have offers from 1. PWC AC Bangalore (Senior Associate) 2. KPMG Assurance & consulting Gurgaon (Senior Manager in Digital Lighthouse) 3. Legato Gurgaon (Sr. Soft. Engg.) Please suggest in terms of WLB, career progression, projects and overall work env. Pwc is giving WFH but not sure how long will it continue for (will it be permanent?) Which amongst these will be a good company to work for at least 3+ years. Pwc AC KPMG Assurance and Consulting Services Legato Health Technologies

Hey guys really interested in join Accenture. Have experience in healthcare start-ups and as a technology consultant . Would like some tips and help on how I can get an interview. Thanks for the help!

Any TAM here?

Hi everyone.

I need valuable suggestions from you all! I want to migrate to Canada and settle the after getting a PR. I am an associate looking for masters degree in analytics or management field. Budget is limited but can extend it till 35L INR. Tam only considering courses with duration of atleast 16 months so that I get PGWP (Work Permit) of 3 years which would improve my chances of PR.

1. Is this a approach correct ?

2. Any suggestions about course or university ?

It's time now I guess. Going back to India permanently. Came to Canada for my MBA but couldn't get a job. I have prior IB exp and CFA & CPA. Did a free PE internship for 5 months. Stay safe !

Full Stack .net Dev with exp 7yr. What type of work role can be expected from Infosys? What is scope of growth? And what could be the max expected salary offering?

Curious what’s a fair salary in MA? Was just told that there is likely not going to be a chance for a raise during my upcoming performance review due to my salary already being “above average for the industry” based on my employer’s questionable research. I’ve been with the company 8.5 years & am the only one in my role, which they can’t operate without. I execute tasks from two investment advisors and two financial planners - they make the decisions of what should happen & I make it happen.

Trying hard to get a new job that isn’t in the public sector sphere without relocating. Real challenge. All the good jobs are in NYC or SF it seems. My skills are in data analytics and modelling.

some efficient study methods please? thank you

I don’t know about you, but this year, I want to get better at having a work/life balance. I love having the time in the summer to do things around the house, but struggle when the school year starts. If you have any tips, suggestions, or systems that have worked for you when it comes to planning, etc. I would love to hear your thoughts.

I have been an associate for 3.5 years. Going for a record here :). Hope I don’t get promoted so I can hit 5 years as an associate. Seems like a number no one can beat.

An aspiring investment banker (college student) sent me their resume and inquired about an internship. However their previous internship appears to be in “Incestment Banking”.

Not sure if anyone on here (maybe from Alabama) has any idea what this means, but if the work is applicable to investment banking please let me know.

Is publisis sapient a good company to join.. Coming across a lot of layoff news on LinkedIn. I have an offer from sapient (YOE 4.2). Shall I join ??

How do we get others to join Fishbowl? There are currently only 15 of us from the company and we have about 2000 employees now.

I want to know whether the Medical Policy of 3 Lac which is given by the company by default in which along with me my immediate dependents like my spouse and children are covered or not?

the more I want something, the harder it is to achieve. anyone has this feeling also?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Are we on recession? My portfolio is super down - low cost ETF investor here

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Anyone a CFP as a side hustle?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl