Looking for advice on caring for a parent.

My father has medicare, been out of my home for 2 months from a stroke (hospital then rehab) and idk what options we have and can afford. Medicare only covers 21 days in rehab. We need to pay $200 for every night after that. When he gets discharged to go home, what are my options for in home care? At least one family member will be home to take care of meals and medicine butbdef need help with bathroom/bathing, up/down the stairs etc.

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One option (which is what a lot of nursing homes do) is having him readmitted to the hospital which resets the SNF clock. Another option (which is more long-term) is getting all of his assets transferred to an irrevocable trust whereby you can have him qualify for Medicaid and use that to help with the costs. Unfortunately the harsh reality with Medicare is that it doesn’t pay for much

Medicare will cover home care. And you can even be his home care and pay yourself

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