I am planning for tax harvesting. I know how to do that. I want to do buy and sell the same day to not have any difference between the CMP. My confusion is
1. If I sell first and buy later, will it be considered short selling?
2. If I buy first and sell later, will it be considered intra day?

Which option is better?
What should I do?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Marriott or SPG credit card (for the sign on bonus)?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

EPOR a solid first option trading choice?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

Thoughts on the new Chase Freedom Flex?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Can anyone share amex Bangalore location?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Best resources/books on getting personal finance in order?

Start raising cash family. Take some profits. 4/14 3:51 est

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

BTC versus ETH as speculative investments and why? Looking to pile in about 20k

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Do you think someone who owns 200 ETH is financially independent?

Have salaries in advertising really changed over the years/decades? I remember in 1993 at Lowe NYC when the salary list was left on the printer... the CDs were making about $200k on average. That’s 27 years ago.

Do different companies have a methodology dedicated to technology change? Like tech implementation? Or is it specific to the product? Or high level to org change?

Currently with PwC US and would like to move to PwC Australia for better work life balance. Anyone available to chat?

The last episode was a snooze fest. After Daemon’s stupid storming of the caves, this was a new low in the series. 1 hour of literally nothing happening except sanctimonious virtue signaling and puzzling logic (Alicent is just forgiven for going behind her back and burrowing her way to Queen consort? Daemon just meekly listening to his brother after those theatrics/heroics in the previous episodes? The king suddenly realizing with perfect clarity how he’s been manipulated by his hand?).

Converting btc or eth on the poloniex has a tax implication ? I read an article sometime back and cant find it now. Does Anyone here know something about it ? How is the conversion tracked ? How would you file gains ? How do you all plan on documenting that this tax year ?

Is there a way to identify duplicate URLs within labeled hyperlinks on multiple columns/rows/cells?

I was thinking conditional format, but it’s identifying duplicate labels. I have over 80,000 cells, so extracting URLs manually isn’t going to work for me.

Thanks in Advance!

I don't wanna do it anymore

Oil and gas attorneys what do you do?

Any insights for KPMG Strategy - Deal Advisory within the Global Strategy Group (Experiences, Exit Opps, Salary)?

Hello Everyone
I have an offer from pwc for a senior associate role for 6 yoe 22Lpa, I have another offer of 25Lpa.

any suggestions pwc revise offer or match the ctc of another company.

Is anybody aware for probable CTC that one can ask for fr 3 year experience..with post graduation degree in design ..

Current CTC 9.5

Looking to get some new knives to rebuild my set. Interested in brands and types of knives y’all are cooking with

Is Huron hiring right now?

Amazon peeps... What base compensation adjustment would you expect after performance reviews?

I am interested in getting my SHRM-CP certification this year and I was wondering which study methods and materials worked best for those of you who passed the exam. Also, what are your roles in HR?!

Why is it so hard to find a remote HR position? I have my SHRM-SCP, my MBA and over 10 years of experience being an HR Manager.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

How t save tax for 9 lpa salary. Can anybody help me out.

Best app to track expenses?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?